Growth is the primary weakness (avg 25/100). Valuation is the relative bright spot.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
1.6x book, reasonable for a financial
2–5% CAGR, growing but slowly
Below 2%, book value not compounding
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Above 15%, strong return on equity
21.4% equity/assets, well-capitalized
Net margin compressed >2pp, profitability pressure
Amerisafe (AMSF) quality: score, margins and returns
Amerisafe (AMSF) scores 61/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is Amerisafe (AMSF) a high-quality business?+
Amerisafe scores 61 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Amerisafe's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AMSF's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Amerisafe scores well and where it falls behind.
How profitable is Amerisafe?+
Amerisafe runs a net margin of about 12.1%. Revenue has grown at roughly -1.3% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 16 Oct 2026, covering the period ending 30 Sept 2026, as reported to the SEC. Data last refreshed 31 Oct 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
Peers
Fire, Marine & Casualty Insurance · Pick stocks to compare with AMSF
Held by ETFs
AMSF is in 32 US ETFs. The largest of them, with AMSF's weight in each:
Schwab U.S. Dividend Equity ETFSCHD0.01%of the fund
Avantis U.S. Small Cap Value ETFAVUV0.00%of the fund
iShares Russell 2000 Value ETFIWN0.03%of the fund
Dimensional U.S. Targeted Value ETFDFAT0.01%of the fund
Vanguard Financials Index Fund ETF SharesVFH0.01%of the fund
Schwab Fundamental U.S. Small Company ETFFNDA0.03%of the fund
Spot a number that looks wrong? Check it in AMSF's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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