Growth remains strong (avg 85/100), but business quality is pulling the composite down (avg 65/100).
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
2.6x book, moderate premium to equity
Above 10% CAGR, strong compounder
5–8% BVPS CAGR, steady compounding
Business Quality & Capital Allocation
Shrinking >2%, active buybacks
Above 15%, strong return on equity
6.5% equity/assets, adequate
Net margin compressed >2pp, profitability pressure
Allianz (ALV.XETR) quality: score, margins and returns
Allianz (ALV.XETR) scores 73/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.
Frequently asked
Is Allianz (ALV.XETR) a high-quality business?+
Allianz scores 73 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Allianz's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from ALV.XETR's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Allianz scores well and where it falls behind.
How profitable is Allianz?+
Allianz runs a net margin of about 8.1%. Revenue has grown at roughly 3.7% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.
Peers
Insurance - Diversified · Pick stocks to compare with ALV.XETR
Held by ETFs
ALV.XETR is in 154 US ETFs. The largest of them, with ALV.XETR's weight in each:
Vanguard Total International Stock ETFVXUS0.40%of the fund
Vanguard FTSE Developed Markets ETFVEA0.55%of the fund
iShares Core MSCI EAFE ETFIEFA0.74%of the fund
Vanguard Total World Stock ETFVT0.15%of the fund
Vanguard FTSE All-World ex-US Index Fund ETF SharesVEU0.44%of the fund
iShares MSCI EAFE ETFEFA0.86%of the fund
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Download this analysis as a PDF (Pro)
Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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