Intrinsiqq

Aktia Pankki Oyj (AKTIA.XHEL) Quality Score

AKTIA.XHEL
Quality38

Weak across most dimensions. This doesn't mean avoid, but the burden of proof is on the bull case.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
40/100
57.3x

Above 30x, priced for sustained outperformance

Price / Book
90/100
1.31x

1.3x book, reasonable for a financial

Revenue Growth
0/100
-0.5%

Below 2%, essentially flat

Book Value Growth
50/100
2.6%

2–5%, modest book growth

Business Quality & Capital Allocation

Share Dilution
30/100
2.1%

Diluting 2–5%, watch for SBC

Return on Equity
40/100
2.7%

2–5%, low ROE for a financial

Capital Adequacy
60/100
5.9%

5.9% equity/assets, adequate

Margin Trend
0/100
-26.1pp

Net margin compressed >2pp, profitability pressure

Aktia Pankki Oyj (AKTIA.XHEL) quality: score, margins and returns

Aktia Pankki Oyj (AKTIA.XHEL) scores 38/100 on Intrinsiqq's quality score (a lower-quality business), a weighted blend of 8 metrics each scored 0 to 100. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is Aktia Pankki Oyj (AKTIA.XHEL) a high-quality business?+

Aktia Pankki Oyj scores 38 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a lower-quality business on these measures. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does Aktia Pankki Oyj's quality score measure?+

Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AKTIA.XHEL's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Aktia Pankki Oyj scores well and where it falls behind.

How profitable is Aktia Pankki Oyj?+

Aktia Pankki Oyj runs a net margin of about 6.3%. Revenue has grown at roughly 2.9% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

More on AKTIA.XHEL: Overview · DCF valuation · Dividend safety · Financials
How the market compares: US profitability statistics

Related stocks: Banks - Regional

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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