Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Not financial advice. Analytical data for research only.
Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.
Hanwha General Insurance Co., Ltd. is a leading provider of insurance services in South Korea. As a comprehensive insurance company, it offers a diverse range of non-life insurance products to both individual and corporate clients. These products include automobile, fire, marine, and health insurance, among others. Notably, it plays a vital role in mitigating risks for businesses and consumers by providing financial protection against unforeseen events and promoting financial stability. Hanwha General Insurance operates across South Korea’s insurance industry, addressing key sectors such as automotive, property, business continuity, and personal well-being. The company is part of the Hanwha Group, which is one of South Korea's largest conglomerates known for its diverse business operations ranging from petrochemicals to finance. Established in 1946 and headquartered in Seoul, Hanwha General Insurance has grown to become a significant player in the insurance market, backed by a robust network and comprehensive service offerings. Its extensive range of services and strategic market positioning make it a cornerstone in the field of non-life insurance, contributing to the financial resilience and protection of its clients.
₩8,080.00
₩240.00 (-2.88%)
Live · 08:23 AM
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
4.9x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue
N/A
Net Income (TTM)
₩271.28B
▼ -7.5% YoY
Net Margin
—
P/E
4.9x
Balance Sheet
Total Assets
N/A
Equity
N/A
Total Debt
N/A
Cash & Equiv.
N/A
3Y CAGR: -0.0%
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At a P/E of 4.9, Hanwha General Insurance Co. (000370.XKRX) trades below a two-stage DCF intrinsic value of about KRW 201,700.90 per share, so at KRW 8,080.00 the stock looks undervalued (2,396.3% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Hanwha General Insurance Co. scores 71/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about KRW 201,700.90 per share for 000370.XKRX, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around KRW 151,275.67. At today's KRW 8,080.00, that puts the stock about 2,396.3% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Hanwha General Insurance Co. scores 71 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. 000370.XKRX currently trades below its estimated intrinsic value and scores 71/100 on quality (solid). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.