Intrinsiqq

StoneCo Ltd. (STNE) Quality Score

STNE
Quality90

Strong across all measured dimensions. No single area is pulling the score down meaningfully.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
100/100
4.1x

Under 20x, reasonable relative to earnings

Cash Flow Multiple
100/100
3.9x

Under 20x cash flow, well covered

Revenue Growth
100/100
11.3%

Above 10% CAGR, strong compounder

Cash Flow Growth
100/100
39.0%

Above 10% CAGR, strong compounder

Business Quality & Capital Allocation

Share Dilution
100/100
-22.2%

Shrinking >2%, active buybacks

Margin Trend
100/100
+8.6pp

Expanded 3+pp, strong improvement

Capital Structure
0/100
R$9.79B

Net debt/FCF of 2.7x, high leverage

2022
R$8.93B
R$5.55B
2023
R$12.06B
R$5.52B
2024
R$14.55B
R$12.90B
2025
R$7.80B
R$17.58B
Return on Capital
100/100
22.3%

Above 20%, exceptional capital efficiency

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StoneCo (STNE) quality: score, margins and returns

StoneCo (STNE) scores 90/100 on Intrinsiqq's quality score (a high-quality business), a weighted blend of 8 metrics each scored 0 to 100, on 49.8% operating margins and 22.3% ROIC. Every metric is computed from company filings; this is analysis, not investment advice.

Frequently asked

Is StoneCo (STNE) a high-quality business?+

StoneCo scores 90 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a high-quality business on these measures. Recent figures include a 49.8% operating margin and a 22.3% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does StoneCo's quality score measure?+

Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from STNE's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where StoneCo scores well and where it falls behind.

What is StoneCo's return on invested capital (ROIC)?+

StoneCo earns about 22.3% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to STNE's margins and growth on this scorecard to judge durability.

How profitable is StoneCo?+

StoneCo runs an operating margin of about 49.8% and a net margin of about 24.4%. Revenue has grown at roughly 30.8% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.

How the market compares: US profitability statistics

Related stocks: Software - Infrastructure

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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