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SelectQuote, Inc. (together with its subsidiaries, SelectQuote , the Company , we , us ) is a leading technology-enabled, direct-to-consumer ( DTC ) distribution and engagement platform for selling insurance policies and healthcare services. In recent years, we have increasingly focused on expanding our healthcare services platform as a natural extension of our core Senior distribution insuranc…
$0.72
$0.00 (-0.28%)
EOD Jul 17, 2026
Operating margin is thin at 4.50%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 15.2%, still solid. Free cash flow declined 217% despite revenue growth, conversion is weakening.
Free cash flow declined 217% versus the prior year, cash generation momentum has weakened. Negative free cash flow of -$14M. The business is consuming cash, not generating it.
14.4x earnings. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$1.64B
▲ +15.2% YoY
Net Income (TTM)
$92M
▲ +239.4% YoY
Op. Margin
3.54%
▼ -0.4pp YoY
ROIC
6.63%
▲ +1.9pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-$6M
▼ -216.9% YoY
Op. Cash Flow (TTM)
-$2M
▼ -176.6% YoY
Net Debt
$375M
Cash & Equiv.
$30M
5Y CAGR: +23.4%
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At a P/E of 14.4, SelectQuote (SLQT)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, SelectQuote scores 39/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full . This is analysis, not investment advice.
SelectQuote scores 39 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 3.5% operating margin and a 6.6% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. you should weigh SLQT's valuation and scores 39/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.