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I3 Verticals Inc. Quality Score

IIIV

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Quality59

Growth is the primary weakness (avg 50/100). Valuation is the relative bright spot.

Broad-market heuristics · Not a buy/sell signal

Valuation and growth

Earnings Multiple
40/100
46.4x

Above 30x, priced for sustained outperformance

Cash Flow Multiple
100/100
7.4x

Under 20x cash flow, well covered

Revenue Growth
50/100
3.8%

2–5% CAGR, growing but slowly

Cash Flow Growth
50/100
4.7%

2–5% CAGR, growing but slowly

Business Quality & Capital Allocation

Share Dilution
100/100
-12.2%

Shrinking >2%, active buybacks

Margin Trend
100/100
+15.0pp

Expanded 3+pp, strong improvement

Capital Structure
0/100
$116M

Net debt/FCF of 2.3x, high leverage

2022
$3.00M
$306M
2023
$3.00M
$400M
2024
$87.0M
$36.0M
2025
$67.0M
$5.00M
TTM
$3.00M
$119M
CashDebt
Return on Capital
0/100
1.2%

Below 8%, may not cover cost of capital

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I3 Verticals (IIIV) quality: score, margins and returns

I3 Verticals (IIIV) scores 59/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 8 metrics each scored 0 to 100, on 2.7% operating margins and 1.2% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.

Frequently asked

Is I3 Verticals (IIIV) a high-quality business?+

I3 Verticals scores 59 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a 2.7% operating margin and a 1.2% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.

What does I3 Verticals's quality score measure?+

Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from IIIV's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where I3 Verticals scores well and where it falls behind.

What is I3 Verticals's return on invested capital (ROIC)?+

I3 Verticals earns about 1.2% on its invested capital, which is weak. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to IIIV's margins and growth on this scorecard to judge durability.

How profitable is I3 Verticals?+

I3 Verticals runs an operating margin of about 2.7% and a net margin of about 3.9%. Revenue has grown at roughly 7.3% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.

How the market compares: US profitability statistics

SourceQuality score computed from the 10-Q filed 7 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 12 Oct 2026. How this is calculated.

Fiscal year ends Sep. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.

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Held by ETFs

IIIV is in 12 US ETFs. The largest of them, with IIIV's weight in each:

Spot a number that looks wrong? Check it in IIIV's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.