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Broadway Financial Corporation (the Company ) was incorporated under Delaware law in 1995 for the purpose of acquiring and holding all of the outstanding capital stock of Broadway Federal Savings and Loan Association as part of the bank s conversion from a federally chartered mutual savings association to a federally chartered stock savings bank. In connection with the conversion, the bank s na…
$9.61
$0.14 (-1.44%)
EOD Jul 17, 2026
Revenue declined 244.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Net income declined 1385% YoY, profitability momentum has weakened.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
-$280K
▼ -244.8% YoY
Net Income (TTM)
-$21M
▼ -1385.4% YoY
Net Margin
—
P/E
—
Balance Sheet
Total Assets
$1.43B
Equity
$262M
Total Debt
$0.00
Cash & Equiv.
$27M
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Broadway Financial (BYFC) trades below a two-stage DCF intrinsic value of about $19.50 per share, so at $9.61 the stock looks undervalued (103.0% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Broadway Financial scores 65/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $19.50 per share for BYFC, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $14.63. At today's $9.61, that puts the stock about 103.0% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Broadway Financial scores 65 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. BYFC currently trades below its estimated intrinsic value and scores 65/100 on quality (solid). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.