Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Loading stockData sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Magnolia Bancorp, Inc. ( Magnolia Bancorp or the Company ) was incorporated by Mutual Savings and Loan Association ( Mutual Savings or the Association ) in May 2024 as part of the conversion of Mutual Savings from the mutual to the stock form of organization (the Conversion ). The Conversion was completed on January 14, 2025, at which time the Company acquired all of the issued and outstanding …
$13.71
+$0.08 (+0.59%)
Price from 3 days ago
The institution is unprofitable. This typically signals severe credit losses or a business in transition.
Revenue declined 33.3% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$6K
▼ -33.3% YoY
Net Income (TTM)
-$209K
▼ -70.0% YoY
Net Margin
-3483.33%
P/E
—
Balance Sheet
Total Assets
$38M
Equity
$20M
Total Debt
$0.00
Cash & Equiv.
N/A
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Magnolia Bancorp (MGNO)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Magnolia Bancorp scores 25/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full . This is analysis, not investment advice.
Magnolia Bancorp scores 25 out of 100 on Intrinsiqq's quality score, a weighted blend of 5 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. you should weigh MGNO's valuation and scores 25/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.