Alfa Financial Software Holdings plc (ALFA.XLON) Quality Score
Valuation remains strong (avg 90/100), but business quality is pulling the composite down (avg 75/100).
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Under 20x, reasonable relative to earnings
Under 20x cash flow, well covered
Above 10% CAGR, strong compounder
5–10% CAGR, steady but not exceptional
Business Quality & Capital Allocation
Roughly flat, no meaningful dilution
Modest contraction, within normal range
Net cash position, no leverage concern
Above 20%, exceptional capital efficiency
Alfa Financial Software Holdings (ALFA.XLON) quality: score, margins and returns
Alfa Financial Software Holdings (ALFA.XLON) scores 79/100 on Intrinsiqq's quality score (a solid business), a weighted blend of 8 metrics each scored 0 to 100, on 31.6% operating margins and 51.7% ROIC. Every metric is computed from company filings; this is analysis, not investment advice.
Frequently asked
Is Alfa Financial Software Holdings (ALFA.XLON) a high-quality business?+
Alfa Financial Software Holdings scores 79 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which rates it a solid business on these measures. Recent figures include a 31.6% operating margin and a 51.7% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does Alfa Financial Software Holdings's quality score measure?+
Intrinsiqq's quality score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, change in share count, and balance-sheet strength, each computed from ALFA.XLON's company filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where Alfa Financial Software Holdings scores well and where it falls behind.
What is Alfa Financial Software Holdings's return on invested capital (ROIC)?+
Alfa Financial Software Holdings earns about 51.7% on its invested capital, which is exceptional. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to ALFA.XLON's margins and growth on this scorecard to judge durability.
How profitable is Alfa Financial Software Holdings?+
Alfa Financial Software Holdings runs an operating margin of about 31.6% and a net margin of about 23.8%. Revenue has grown at roughly 11.1% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.