AI Financial (AIFC) scores 40/100 on Intrinsiqq's quality score (a mixed business), passing 3 of 5 checks, on -95.7% operating margins and -2.1% ROIC. Every check is computed from SEC filings; this is analysis, not investment advice.
AI Financial scores 40 out of 100 on Intrinsiqq's quality score, passing 3 of 5 checks, which rates it a mixed business on these measures. Recent figures include a -95.7% operating margin and a -2.1% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The check-by-check breakdown is on this scorecard.
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AIFC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each check on this page to see exactly where AI Financial passes or falls short.
AI Financial earns about -2.1% on its invested capital, which is weak. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to AIFC's margins and growth on this scorecard to judge durability.
AI Financial runs an operating margin of about -95.7% and a net margin of about -2,480.3%. Revenue has grown at roughly -7.6% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.