AI Financial Corporation (AIFC) Quality Score
Business quality is the primary weakness (avg 33/100). Growth is the relative bright spot.
Broad-market heuristics · Not a buy/sell signal
Valuation and growth
Valuation
Growth
Negative earnings, no valuation support
0.1x book, trading near or below equity
Above 8% book-value compounding, strong
Business Quality & Capital Allocation
Heavy dilution above 5%
Below 2%, weak capital productivity
92.3% equity/assets, well-capitalized
AI Financial (AIFC) quality: score, margins and returns
AI Financial (AIFC) scores 40/100 on Intrinsiqq's quality score (a mixed business), a weighted blend of 5 metrics each scored 0 to 100, on -107.3% operating margins and -1.6% ROIC. Every metric is computed from SEC filings; this is analysis, not investment advice.
Frequently asked
Is AI Financial (AIFC) a high-quality business?+
AI Financial scores 40 out of 100 on Intrinsiqq's quality score, a weighted blend of 5 metrics each scored 0 to 100, which rates it a mixed business on these measures. Recent figures include a -107.3% operating margin and a -1.6% return on invested capital. Quality and price are separate questions: even a great business can be a poor investment if you overpay, so read this score alongside the valuation. The metric-by-metric breakdown is on this scorecard.
What does AI Financial's quality score measure?+
Intrinsiqq's quality score weighs profitability, returns on capital, revenue growth, and balance-sheet strength, using measures suited to banks, insurers and other financial companies (where free-cash-flow and operating-margin metrics do not apply), each computed from AIFC's SEC filings rather than opinion or sentiment. A higher score means a more durable, capital-efficient business; it is not a buy or sell signal. Open each metric on this page to see exactly where AI Financial scores well and where it falls behind.
What is AI Financial's return on invested capital (ROIC)?+
AI Financial earns about -1.6% on its invested capital, which is weak. ROIC measures how much profit a company generates per dollar put to work; sustained ROIC above its cost of capital is one of the clearest signs of a real competitive moat. Compare it to AIFC's margins and growth on this scorecard to judge durability.
How profitable is AI Financial?+
AI Financial runs an operating margin of about -107.3% and a net margin of about -4,015.9%. Revenue has grown at roughly -7.6% a year recently. High, stable margins usually point to pricing power and operating discipline. Margins are most telling next to growth and returns on capital, all of which feed this quality score. This is analysis from SEC filings, not investment advice.
SourceQuality score computed from the 10-Q filed 12 Aug 2026, covering the period ending 27 Jun 2026, as reported to the SEC. Data last refreshed 18 Aug 2026. How this is calculated.
Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically. Checks use broad-market heuristics, so sector norms may differ, and the valuation checks are more cyclical than the quality checks.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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