U-BX Technology Ltd.
U-BX Technology Ltd. is a holding company that provides value-added services powered by artificial intelligence-driven technology to businesses in the insurance industry in China. It offers digital promotion services to enhance marketing efforts for insurance carriers and brokers, risk assessment services including the Magic Mirror algorithm to calculate payout risks for underwriting auto insurance coverage, and value-added bundled benefits such as auto maintenance, auto value-added services, and vehicle moving notifications. These offerings support property and auto insurance carriers, brokers, and provide insurance-related information to individual consumers. Operating within the information technology and commercial services sectors, particularly advertising and marketing services for insurance, U-BX Technology Ltd. focuses on improving operational efficiency and risk management through innovative AI applications. Founded in 2018 and headquartered in Beijing, China, the company plays a specialized role in integrating technology with insurance workflows.
$6.13
+$0.90 (+17.21%)
Price from 82 days ago
The business is unprofitable at the operating level (-1.69% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue declined 45.3% YoY. The question is whether this is cyclical or a structural shift.
ROIC dropped from 12.25% to -8.73%, capital efficiency is deteriorating. Negative free cash flow of -$1M. The business is consuming cash, not generating it.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$52M
▼ -45.3% YoY
Net Income (TTM)
-$749K
▼ -463.5% YoY
Op. Margin
-1.69%
▼ -1.9pp YoY
ROIC
-8.73%
▼ -21.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
-$1M
▼ -377.9% YoY
Op. Cash Flow (TTM)
-$1M
▼ -377.9% YoY
Net Debt
-$4M
Net Cash Position
Cash & Equiv.
$5M
3Y CAGR: -10.7%
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Is U-BX Technology (UBXG) overvalued?
U-BX Technology (UBXG)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, U-BX Technology scores 23/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
Is U-BX Technology a high-quality business?+
U-BX Technology scores 23 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a -1.7% operating margin and a -8.7% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is U-BX Technology a good stock to buy right now?+
That depends on valuation and quality together, not either alone. you should weigh UBXG's valuation and scores 23/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.
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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.