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⚠ Showing the latest available close (Oct 21, 2026, 2 days ago). Our price provider hasn't published a newer EOD for this ticker yet. Price-dependent metrics (P/E, P/FCF, yield) may not reflect current market conditions.
PRUDENTIAL FINANCIAL INC logoPrudential Financial IncPFH
$14.85-0.67%
PRUDENTIAL FINANCIAL INC logo

Prudential Financial Inc

PFH

$14.85

-$0.10 (-0.67%)

⊜ Compare
ProfitabilityN/AGrowthDecliningCash FlowN/AValuationAttractively priced
What stands out

Net margin is thin at 5.88%. This may reflect rising credit costs, rate compression, or operational inefficiency.

What's changing

Revenue declined 13.7% YoY. For a bank, this often signals contracting loan book or reduced fee income.

What deserves caution

Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.

Valuation context

1.3x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.

Price History

-18.9%

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$5.12B
EPS$11.03
P/E1.35
Div. Yield37.98%
Net Margin6.0%
P/Book0.2x
52-Week Range
$14.56$18.60

Profitability & Returns

Revenue (TTM)

$64.86B

▼ -13.7% YoY

Net Income (TTM)

$3.92B

▲ +31.1% YoY

Net Margin

6.04%

P/E

1.3x

Balance Sheet

Total Assets

$783.55B

Equity

$31.58B

Total Debt

$20.62B

Cash & Equiv.

$15.16B

5Y CAGR: +1.3%

Continue Research

SourceComputed from the 10-Q filed 31 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 3 Oct 2026. How this is calculated.

Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.

Is Prudential Financial (PFH) overvalued?

At a P/E of 1.3, Prudential Financial (PFH)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.

On quality, Prudential Financial scores 84/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 38.0%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.

Frequently asked

Is Prudential Financial a high-quality business?+

Prudential Financial scores 84 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.

Does Prudential Financial (PFH) pay a dividend, and how much?+

Yes, Prudential Financial pays a regular dividend of about $5.59 per share per year (typically in quarterly installments), a yield of roughly 38.0% at the current price. That is a payout ratio of about 49.7% of earnings, so the dividend is well covered. Prudential Financial has grown the dividend at roughly 1.5% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For PFH's full payout history, growth streak and dividend-safety score, see the dividends tab.

Is Prudential Financial a good stock to buy right now?+

That depends on valuation and quality together, not either alone. you should weigh PFH's valuation and scores 84/100 on quality (high-quality). It also yields about 38.0%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.

Related stocks: Life Insurance

Spot a number that looks wrong? Check it in PFH's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.