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For the purposes of this discussion, the terms "Voya," "the Company," "we," "our," and "us" refer to Voya Financial, Inc. and its subsidiaries. We are a leading provider of workplace benefits and savings solutions and technologies to U.S. employers, enabling better financial outcomes for their employees and for those who depend on their employees through our retirement solutions, retail wealth …
Net margin is thin at 7.99%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue growth slowed to 1.7%, essentially flat. This is a business that needs a catalyst.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$8.25B
▲ +1.7% YoY
Net Income (TTM)
$680M
▼ -1.9% YoY
Net Margin
8.24%
P/E
—
Balance Sheet
Total Assets
$173.43B
Equity
$4.66B
Total Debt
$2.50B
Cash & Equiv.
$1.09B
5Y CAGR: +1.4%
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