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DCF Valuation
Base-case fair value
$4.01
Intrinsic $5.35 · 25% MOS
Current price: $4.34
Base-case summary
Our base-case DCF for Manhattan Bridge Capital, Inc (LOAN) projects 10 years of free cash flow growth at 2.0% for years 1–5 and 1.0% for years 6–10, anchored to 1.7% historical FCF growth, then applies a 2.5% perpetual growth rate and a 8.0% discount rate. Starting from $5M in trailing free cash flow, this produces an intrinsic value of $5.35 per share. A 25% safety margin gives a fair value of $4.01, suggesting the stock is currently 8% overvalued against the $4.34 market price.
See 3 scenarios side by side
Conservative, Base, and Optimistic fair values, plus the sensitivity matrix and FCF history. Free account.
Model inputs
TTM Free Cash Flow
$5M
Cash & equivalents
$183952
Total debt
$26M
Shares outstanding
11M