/
DCF Valuation
Base-case fair value
$219.34
Intrinsic $292.46 · 25% MOS
Current price: $130.11
Base-case summary
Our base-case DCF for Jack Henry & Associates Inc (JKHY) projects 10 years of free cash flow growth at 10.6% for years 1–5 and 5.3% for years 6–10, anchored to 10.6% historical FCF growth, then applies a 2.5% perpetual growth rate and a 8.0% discount rate. Starting from $728M in trailing free cash flow, this produces an intrinsic value of $292.46 per share. A 25% safety margin gives a fair value of $219.34, suggesting the stock is currently 69% undervalued against the $130.11 market price.
See 3 scenarios side by side
Conservative, Base, and Optimistic fair values, plus the sensitivity matrix and FCF history. Free account.
Model inputs
TTM Free Cash Flow
$728M
Cash & equivalents
$21M
Total debt
$137M
Shares outstanding
72M