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Finance services company · Revenue $4M · 43.82% margin · $655K FCF
37.32% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 4.2% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$4M
▼ -4.2% YoY
Net Income (TTM)
$2M
▼ -9.9% YoY
Net Margin
37.32%
P/E
—
Balance Sheet
Total Assets
$5M
Equity
$2M
Total Debt
$161K
Cash & Equiv.
$2M
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