Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
YIT Oyj is the largest construction company in Finland and a major player in Northern Europe, specializing in developing and building sustainable cities and living environments. Headquartered in Helsinki, it operates in eight countries including Finland, Sweden, the Baltic states, Czech Republic, Slovakia, and Poland, with approximately 4,300 professionals contributing to its projects. The company functions through key segments: Housing, which develops and constructs apartments, residential areas, and leisure residences; Business Premises, focusing on office, retail, logistics, industrial, and public buildings; and Infrastructure, encompassing railway and traffic routes, bridges, earthworks, and green construction initiatives. YIT Oyj also provides renovation services like pipe works and asphalting. Founded in 1912 with roots in civil engineering, it has grown through mergers such as with Lemminkäinen in 2018, emphasizing functionality, attractiveness, and environmental sustainability in real estate, construction, and industrial sectors across its regions.
€2.61
€0.02 (-0.76%)
EOD Jul 2, 2026
Operating margin is thin at 1.99%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue declined 3.5% YoY. The question is whether this is cyclical or a structural shift.
Free cash flow declined 81% versus the prior year, cash generation momentum has weakened. Net debt of €648M represents 64.8x FCF, leverage limits flexibility.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€1.74B
▼ -3.5% YoY
Net Income (TTM)
-€54M
▲ +78.6% YoY
Op. Margin
1.66%
▲ +5.6pp YoY
ROIC
1.72%
▲ +4.7pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€33M
▼ -81.1% YoY
Op. Cash Flow (TTM)
€75M
▼ -58.0% YoY
Net Debt
€648M
Cash & Equiv.
€116M
3Y CAGR: -9.9%
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YIT Oyj (YIT.XHEL) trades above a two-stage DCF intrinsic value of about €-0.35 per share, so at €2.61 the stock looks overvalued (113.5% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, YIT Oyj scores 20/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €-0.35 per share for YIT.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €-0.26. At today's €2.61, that puts the stock about 113.5% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
YIT Oyj scores 20 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 1.7% operating margin and a 1.7% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. YIT.XHEL currently trades above its estimated intrinsic value and scores 20/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.