Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Xior Student Housing NV is a Belgian public regulated real estate company (RREC), accredited as a public REIT under Belgian law since 2015, specializing in the ownership, development, management, and operation of student housing across Europe. Operating in Belgium, the Netherlands, Spain, Portugal, Poland, Germany, Denmark, and Sweden, it provides a diverse range of accommodations, from shared-facility rooms to en-suite options and fully equipped studios, designed for high-quality, reliable living that supports students' study, relaxation, and personal growth. Founded in 2007 by CEO Christian Teunissen, the company went public via an IPO on Euronext Brussels in December 2015 and has since expanded through strategic capital raises and market entries, building a portfolio valued at approximately EUR 3.21 billion as of December 2023. Xior emphasizes a 'Family' ethos—Focus on the client, Act sustainably, Move as one team, Integrity and diversity, Learn/teach/grow, and You can make the difference—while prioritizing student satisfaction, safety, and sustainable practices to house the future generations effectively. As one of Europe's largest players in the sector, it sets industry standards by offering modern amenities like 24/7 emergency services, communal spaces, and badge-access security, fostering environments where 96% of residents report satisfaction.
€26.60
+€0.60 (+2.31%)
Live · 04:18 PM · Twelve Data
64.70% operating margin is above average. ROIC at 3.52%. Note that capital returns lag the margin, the business may be capital-intensive despite high margins.
Revenue grew 8.6%, steady but not accelerating.
Net debt of €1.75B represents 20.6x FCF, leverage limits flexibility.
18.0x earnings, 14.5x FCF. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€224M
▲ +8.6% YoY
Net Income (TTM)
€69M
▲ +3.3% YoY
Op. Margin
64.70%
▲ +1.3pp YoY
ROIC
3.52%
Cash Flow & Balance Sheet
FCF (TTM)
€85M
▲ +55.4% YoY
Op. Cash Flow (TTM)
€138M
▲ +1.8% YoY
Net Debt
€1.75B
Cash & Equiv.
€5M
3Y CAGR: +18.7%
3Y CAGR: +186.2%
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At a P/E of 18.0 and a price-to-free-cash-flow of 14.5, Xior Student Housing NV (XIOR.XBRU) trades below a two-stage DCF intrinsic value of about €54.71 per share, so at €26.60 the stock looks undervalued (105.7% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Xior Student Housing NV scores 68/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 4.0%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €54.71 per share for XIOR.XBRU, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €41.03. At today's €26.60, that puts the stock about 105.7% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Xior Student Housing NV scores 68 out of 100 on Intrinsiqq's quality score, passing 5 of 8 checks, which makes it a solid business on these measures. Recent fundamentals include a 64.7% operating margin and a 3.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full check-by-check breakdown is on the quality scorecard.
Yes, Xior Student Housing NV pays a regular dividend of about €1.06 per share per year (typically in quarterly installments), a yield of roughly 4.0% at the current price. That is a payout ratio of about 71.3% of earnings, so the dividend is covered, with less cushion. Xior Student Housing NV has grown the dividend at roughly 16.3% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For XIOR.XBRU's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. XIOR.XBRU currently trades below its estimated intrinsic value and scores 68/100 on quality (solid). It also yields about 4.0%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.