Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Wulff-Yhtiöt Oyj is a Finland-based company specializing in workplace solutions, providing office supplies, IT products, ergonomics, printing, and services for exhibitions and events. Operating through two main segments—Worklife Services and Products for Work Environments—it offers staffing, accounting, financial management, consulting, professional printing, document management, automated replenishment for snacks and maintenance essentials, corporate catering, well-being programs, branding, and studio services. The company serves micro, small, and larger businesses via its webshops like wulffinkulma.fi and wulff.fi, sales professionals, and physical stores. With a presence in Finland, Sweden, Norway, Denmark, other European countries, and internationally, it caters to diverse contract and expertise customers. Founded in 1890, formerly known as Beltton Group Plc, and headquartered in Espoo, Wulff-Yhtiöt Oyj plays a key role in the office supplies wholesale sector, supporting modern work environments with comprehensive B2B solutions.
€3.80
+€0.00 (+0.00%)
Price from 4 days ago
Operating margin is thin at 3.13%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 19.0%, still solid.
Even for strong businesses, today's 6x P/E means the stock needs to keep delivering. There's no margin of safety if growth disappoints.
5.7x earnings, 4.6x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€127M
▲ +19.0% YoY
Net Income (TTM)
€6M
▲ +68.2% YoY
Op. Margin
4.76%
▲ +0.1pp YoY
ROIC
8.07%
▲ +0.7pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€6M
▲ +106.0% YoY
Op. Cash Flow (TTM)
€6M
▲ +106.0% YoY
Net Debt
€14M
Cash & Equiv.
€2M
3Y CAGR: +6.2%
3Y CAGR: +50.2%
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At a P/E of 5.7 and a price-to-free-cash-flow of 4.6, Wulff-Yhtiöt Oyj (WUF1V.XHEL) trades below a two-stage DCF intrinsic value of about €20.28 per share, so at €3.80 the stock looks undervalued (433.7% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Wulff-Yhtiöt Oyj scores 73/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 5.1%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €20.28 per share for WUF1V.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €15.21. At today's €3.80, that puts the stock about 433.7% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Wulff-Yhtiöt Oyj scores 73 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 4.8% operating margin and a 8.1% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Wulff-Yhtiöt Oyj pays a regular dividend of about €0.19 per share per year (typically in quarterly installments), a yield of roughly 5.1% at the current price. That is a payout ratio of about 23.8% of earnings, so the dividend is amply covered by earnings. Wulff-Yhtiöt Oyj has grown the dividend at roughly 7.2% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For WUF1V.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. WUF1V.XHEL currently trades below its estimated intrinsic value and scores 73/100 on quality (solid). It also yields about 5.1%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.