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We advise you, however, to consult further disclosures we make in future public filings with the Securities and Exchange Commission and in public statements and press releases. As such, you should carefully consider and accept any and all of the risks associated with purchasing our securities, including the possible loss of your entire investment.
$0.00
+$0.00 (+33.33%)
EOD Jul 17, 2026
77.02% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 223.3% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
4.1x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (FY)
$944K
▲ +223.3% YoY
Net Income (TTM)
$73K
▲ +134.3% YoY
Net Margin
—
P/E
4.1x
Balance Sheet
Total Assets
$643K
Equity
$436K
Total Debt
$0.00
Cash & Equiv.
$78K
5Y CAGR: +35.2%
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At a P/E of 4.1, Decentral Life (WDLF)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Decentral Life scores 76/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full . This is analysis, not investment advice.
Decentral Life scores 76 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 67.3% operating margin and a 1.3% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. you should weigh WDLF's valuation and scores 76/100 on quality (solid). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.