Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Tecnotree Oyj is a Finland-based provider of telecommunications IT solutions, specializing in digital Business Support Systems (BSS) for charging, billing, customer care, messaging, and content services. Operating across Europe, the Americas, the Middle East, Africa, and Asia Pacific, the company delivers a comprehensive suite of digital products, including the digital customer lifecycle manager, loyalty manager, online charging system, and accelerator platform, enhanced by artificial intelligence and machine learning capabilities. Notable offerings encompass DiWa, a financial services platform supporting peer-to-peer transfers, top-ups, and bill payments, and B2B2X, a commerce engine marketplace spanning education, entertainment, gaming, sports, health, fintech, and IoT sectors. Founded in 1978 and headquartered in Espoo, Finland, Tecnotree Oyj serves over 100 communication service providers in more than 70 countries, providing complementary services like system integration, deployment, maintenance, and managed operations. With a focus on 5G cloud-based billing, IoT charging, and SaaS models, it plays a pivotal role in enabling digital transformation and revenue management for global telecom operators.
€5.62
+€0.05 (+0.90%)
EOD Jul 2, 2026
33.05% operating margin is above average. ROIC at 12.73%.
Revenue growth slowed to 1.2%, essentially flat. This is a business that needs a catalyst.
Even for strong businesses, today's 12x P/E means the stock needs to keep delivering. There's no margin of safety if growth disappoints.
12.5x earnings, 34.5x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€72M
▲ +1.2% YoY
Net Income (TTM)
€11M
▲ +22.7% YoY
Op. Margin
33.10%
▲ +10.1pp YoY
ROIC
12.73%
▲ +3.6pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€4M
▲ +354.2% YoY
Op. Cash Flow (TTM)
€15M
▲ +5030.0% YoY
Net Debt
€10M
Cash & Equiv.
€19M
3Y CAGR: +0.4%
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At a P/E of 12.5 and a price-to-free-cash-flow of 34.5, Tecnotree Oyj (TEM1V.XHEL) trades above a two-stage DCF intrinsic value of about €2.41 per share, so at €5.62 the stock looks overvalued (57.1% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Tecnotree Oyj scores 45/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 0.1%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €2.41 per share for TEM1V.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €1.81. At today's €5.62, that puts the stock about 57.1% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Tecnotree Oyj scores 45 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 33.1% operating margin and a 12.7% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Tecnotree Oyj pays a regular dividend of about €0.01 per share per year (typically in quarterly installments), a yield of roughly 0.1% at the current price. That is a payout ratio of about 1.5% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For TEM1V.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. TEM1V.XHEL currently trades above its estimated intrinsic value and scores 45/100 on quality (mixed). It also yields about 0.1%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.