Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Smart (J) & Co (Contractors) Plc is a well-established construction company operating in the United Kingdom. Its primary function is to provide comprehensive building contracting services, encompassing commercial, industrial, and residential projects. The company is known for its expertise in handling complex infrastructure projects, including public infrastructure, educational facilities, and healthcare buildings, thereby having a significant impact on various sectors. Smart (J) & Co is involved in the complete lifecycle of construction projects, offering services that range from design and planning to execution and maintenance. This full-service approach positions it as a key player in the construction industry, where it often collaborates with architects, engineers, and other stakeholders to ensure successful project delivery. In the financial market, Smart (J) & Co (Contractors) Plc is recognized for its stability and consistent performance. The company's reputation for quality and reliability underscores its market significance, making it a respected entity in providing essential infrastructure services that facilitate economic development and urban growth.
£1.15
+£0.02 (+2.22%)
EOD Jul 3, 2026
The business is unprofitable at the operating level (-2.59% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.
Revenue grew 5.5%, steady but not accelerating.
Negative free cash flow of -£2M. The business is consuming cash, not generating it.
8.8x earnings. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£23M
▲ +5.5% YoY
Net Income (TTM)
£5M
▲ +205.6% YoY
Op. Margin
-2.59%
▼ -0.6pp YoY
ROIC
-0.33%
Cash Flow & Balance Sheet
FCF (TTM)
-£2M
▲ +40.4% YoY
Op. Cash Flow (TTM)
£8M
▲ +912.6% YoY
Net Debt
-£15M
Net Cash Position
Cash & Equiv.
£26M
3Y CAGR: +17.3%
Continue Research
At a P/E of 8.8, Smart (J) & Co (Contractors) (SMJ.XLON)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Smart (J) & Co (Contractors) scores 45/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.8%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Smart (J) & Co (Contractors) scores 45 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a -2.6% operating margin and a -0.3% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Smart (J) & Co (Contractors) pays a regular dividend of about £0.03 per share per year (typically in quarterly installments), a yield of roughly 2.8% at the current price. That is a payout ratio of about 24.7% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For SMJ.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh SMJ.XLON's valuation and scores 45/100 on quality (mixed). It also yields about 2.8%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.