Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Selvaag Bolig ASA is a Norway-based residential property developer that manages the complete value chain from land acquisition to the sale of turnkey homes. Established in 2008 as a spin-off from the Selvaag Group, which has over 70 years of experience building nearly 60,000 homes since 1948, the company focuses on high-growth areas including Greater Oslo, Bergen, Stavanger, Trondheim, and Stockholm in Sweden. It develops several thousand homes at any time, offering diverse property types such as apartments, terrace houses, and innovative lifestyle concepts like Selvaag Pluss®, which includes shared spaces and concierge services. Operating through Property Development and Other segments, Selvaag Bolig outsources construction for cost efficiency and flexibility, positioning it as an industry leader in profit margins. Headquartered in Oslo with around 86 employees, it listed on the Oslo Stock Exchange in 2012 and maintains strong corporate governance standards.
NOK 33.70
NOK 0.45 (-1.32%)
Price from 20 days ago
Net margin is thin at 6.37%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue grew 5.9% YoY. However, net income declined 25%, rising credit provisions or expenses may be eating into the top line.
At 23x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles. Net income declined 25% YoY, profitability momentum has weakened.
23.4x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
NOK 2.04B
▲ +5.9% YoY
Net Income (TTM)
NOK 135M
▼ -24.8% YoY
Net Margin
6.61%
P/E
23.4x
Balance Sheet
Total Assets
NOK 6.80B
Equity
NOK 2.41B
Total Debt
NOK 3.06B
Cash & Equiv.
NOK 255M
3Y CAGR: -10.4%
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At a P/E of 23.4, A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Selvaag Bolig ASA scores 42/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 3.6%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Selvaag Bolig ASA scores 42 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 2.6% operating margin and a 1.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Selvaag Bolig ASA pays a regular dividend of about NOK 1.23 per share per year (typically in quarterly installments), a yield of roughly 3.6% at the current price. That is a payout ratio of about 86.9% of earnings, so the dividend is stretched at this level. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For SBO.XOSL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh SBO.XOSL's valuation and scores 42/100 on quality (mixed). It also yields about 3.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.