Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Romerike Sparebank is a local financial institution known for providing a variety of banking services tailored to individuals and small and medium-sized enterprises (SMEs). As a savings bank, Romerike Sparebank primarily aims to facilitate savings and offer financial products such as loans, mortgages, and deposit accounts, helping to strengthen the financial stability and growth of its community. The bank engages with various sectors, including retail, real estate, and local businesses, offering customized financial solutions that meet specific client needs. With its focus on community-based financial services, Romerike Sparebank plays a significant role in fostering regional economic development by ensuring accessible financial services across the Romerike region. Its operations support local economic activities and development projects, reflecting its commitment to customer satisfaction and sustainable growth. As a savings bank, it contributes to the financial ecosystem by providing stability and accessibility, reinforcing the foundational infrastructure of local banking within its market.
NOK 13.60
+NOK 0.20 (+1.49%)
EOD Jul 1, 2026
45.77% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue grew 5.3% YoY.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
0.2x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
NOK 488M
▲ +5.3% YoY
Net Income (TTM)
NOK 216M
▲ +17.7% YoY
Net Margin
44.34%
P/E
0.2x
Balance Sheet
Total Assets
NOK 19.78B
Equity
NOK 2.49B
Total Debt
NOK 6.08B
Cash & Equiv.
NOK 83M
3Y CAGR: +73.4%
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A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Romerike Sparebank scores 90/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 77.2%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Romerike Sparebank scores 90 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Romerike Sparebank pays a regular dividend of about NOK 10.50 per share per year (typically in quarterly installments), a yield of roughly 77.2% at the current price. That is a payout ratio of about 13.8% of earnings, so the dividend is amply covered by earnings. Romerike Sparebank has grown the dividend at roughly 41.6% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For ROMER.XOSL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh ROMER.XOSL's valuation and scores 90/100 on quality (high-quality). It also yields about 77.2%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.