Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Residential Secure Income plc is a real estate investment trust (REIT) specializing in affordable UK residential properties, primarily shared ownership homes and independent retirement rentals. Its core purpose is to provide secure, inflation-linked income returns to shareholders through long-term investments in high-quality, safe housing that meets strong demand from an ageing population and affordable homeownership needs. The portfolio, valued at approximately £287 million as of September 2025, includes around 2,935 homes, generating diversified rental income supported by pensions, housing welfare, and shared owner stakes. Notable features include its wholly-owned for-profit registered provider of social housing, ReSI Housing Limited, enabling acquisitions under s106 planning restrictions and government grants for below-market rents. With quarterly dividends, robust rent collection above 99%, and a focus on social impact via proprietary Customer and Environmental Charters, Residential Secure Income plc plays a key role in addressing the UK's affordable housing shortage while offering stable income streams. Currently pursuing a managed wind-down to realize assets orderly and return capital to shareholders.
£0.56
+£0.00 (+0.72%)
EOD Jul 3, 2026
Revenue grew 17.1%, still solid. Free cash flow declined 21% despite revenue growth, conversion is weakening.
Free cash flow declined 21% versus the prior year, cash generation momentum has weakened. Net debt of £182M represents 12.8x FCF, leverage limits flexibility.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
-£7M
▲ +17.1% YoY
Net Income (TTM)
-£9M
▲ +9.1% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
£14M
▼ -20.6% YoY
Op. Cash Flow (TTM)
£14M
▼ -20.6% YoY
Net Debt
£182M
Cash & Equiv.
£8M
3Y CAGR: +0.2%
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Residential Secure Income (RESI.XLON) trades above a two-stage DCF intrinsic value of about £0.35 per share, so at £0.56 the stock looks overvalued (38.2% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Residential Secure Income scores 43/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 7.4%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £0.35 per share for RESI.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £0.26. At today's £0.56, that puts the stock about 38.2% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Residential Secure Income scores 43 out of 100 on Intrinsiqq's quality score, a weighted blend of 5 metrics each scored 0 to 100, which makes it a mixed business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Residential Secure Income pays a regular dividend of about £0.04 per share per year (typically in quarterly installments), a yield of roughly 7.4% at the current price. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For RESI.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. RESI.XLON currently trades above its estimated intrinsic value and scores 43/100 on quality (mixed). It also yields about 7.4%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.