Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
/
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Rathbones Group Plc is a leading UK-based provider of wealth management, asset management, and related financial services, founded in 1742 and headquartered in London. The company specializes in discretionary investment management, financial planning, advisory services including trust, tax, and legal support, as well as international investments, ethical and sustainable options, and personal injury services. It also offers banking solutions such as currency and payment services, fixed interest term deposits, and loans. Serving private clients, families, charities, trustees, professional intermediaries, and entrepreneurs primarily in the United Kingdom and Channel Islands, Rathbones Group Plc manages substantial assets through a network of 14 UK offices and Jersey. With approximately 3,500 employees, it emphasizes responsible investment and bespoke portfolios, playing a key role in the wealth management sector by delivering personalized strategies across diverse asset classes and risk levels.
£16.64
+£0.26 (+1.59%)
EOD Jul 3, 2026
Revenue grew 3.1%, steady but not accelerating.
Even for strong businesses, today's 16x P/E means the stock needs to keep delivering. There's no margin of safety if growth disappoints.
15.9x earnings, 1.6x FCF. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£923M
▲ +3.1% YoY
Net Income (TTM)
£112M
▲ +71.5% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
£1.06B
▲ +346.2% YoY
Op. Cash Flow (TTM)
£1.07B
▲ +263.1% YoY
Net Debt
-£1.48B
Net Cash Position
Cash & Equiv.
£1.59B
3Y CAGR: +26.5%
3Y CAGR: +55.8%
Continue Research
At a P/E of 15.9 and a price-to-free-cash-flow of 1.6, Rathbones Group (RAT.XLON) trades below a two-stage DCF intrinsic value of about £527.05 per share, so at £16.64 the stock looks undervalued (3,067.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Rathbones Group scores 64/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 5.7%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £527.05 per share for RAT.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £395.29. At today's £16.64, that puts the stock about 3,067.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Rathbones Group scores 64 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Rathbones Group pays a regular dividend of about £0.95 per share per year (typically in quarterly installments), a yield of roughly 5.7% at the current price. That is a payout ratio of about 87.6% of earnings, so the dividend is stretched at this level. Rathbones Group has grown the dividend at roughly 22.3% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For RAT.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. RAT.XLON currently trades below its estimated intrinsic value and scores 64/100 on quality (solid). It also yields about 5.7%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.