Intrinsiqq
Plutus Financial Group Ltd. logoPlutus Financial Group Ltd.PLUT
$1.89+2.16%
Plutus Financial Group Ltd. logo

Plutus Financial Group Ltd.

PLUT

$1.89

+$0.04 (+2.16%)

⊜ Compare
ProfitabilityUnprofitableGrowthSteady growthCash FlowCash burnValuationN/A
What stands out

The business is unprofitable at the operating level (-319.11% margin). The thesis depends entirely on whether and when it reaches sustainable profitability.

What's changing

Revenue grew 7.1%, steady but not accelerating. Margins contracted 246.0pp, which offsets some of the top-line progress.

What deserves caution

ROIC dropped from -9.45% to -36.20%, capital efficiency is deteriorating. Negative free cash flow of -HKD 84M. The business is consuming cash, not generating it.

Price History

-47.1%

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market CapHKD 209M
EPS-HKD 2.79
P/E-0.68
P/FCF-2.50
EV/EBITDA-5.91
FCF Yield—
Div. Yield—
Net Debt/FCF0.1x
52-Week Range
$1.70$3.68

Profitability & Returns

Revenue (TTM)

HKD 10M

▲ +7.1% YoY

Net Income (TTM)

-HKD 39M

▼ -612.5% YoY

Op. Margin

-319.11%

▼ -246.0pp YoY

ROIC

-36.20%

▼ -26.8pp YoY

Cash Flow & Balance Sheet

FCF (TTM)

-HKD 84M

▼ -932.7% YoY

Op. Cash Flow (TTM)

-HKD 71M

▼ -935.5% YoY

Net Debt

-HKD 12M

Net Cash Position

Cash & Equiv.

HKD 13M

3Y CAGR: -18.5%

Continue Research

Is Plutus Financial Group (PLUT) overvalued?

Plutus Financial Group (PLUT)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.

On quality, Plutus Financial Group scores 18/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from company filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.

Frequently asked

Is Plutus Financial Group a high-quality business?+

Plutus Financial Group scores 18 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a -319.1% operating margin and a -36.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from company filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.

Is Plutus Financial Group a good stock to buy right now?+

That depends on valuation and quality together, not either alone. you should weigh PLUT's valuation and scores 18/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from company filings, not investment advice.

Related stocks: Capital Markets

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Data sourced from company filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.