Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Nexi S.p.A. is a leading European PayTech company specializing in digital payment services and infrastructure. Originally founded in 1939 as Istituto Centrale delle Banche Popolari Italiane, it has evolved through strategic acquisitions, including those of CartaSi, SIA, and Nets, to become a dominant player in payment processing across more than 25 countries. Nexi S.p.A. provides comprehensive solutions such as merchant acquiring, card issuing, point-of-sale terminals, fraud prevention, dispute management, and innovative technologies like Tap to Pay on iPhone, smartPOS, Mobile POS, SoftPOS, NFC, and cloud-native architectures. Serving banks, financial institutions, small and medium-sized enterprises, large corporations, merchants, and public administrations, it supports sectors including retail, e-commerce, hospitality, and banking in regions like Italy, Nordics, Baltics, Germany, Austria, Switzerland, Poland, and Southeast Europe. Headquartered in Milan, Italy, Nexi S.p.A. processes transactions for approximately 3.1 million merchants, 140 million cards, and over 1,000 top financial institutions, driving the shift toward cashless economies with secure, scalable, and customer-centric payment experiences. Its growth reflects a commitment to innovation, operational efficiency, and European expansion.
13.10% operating margin is respectable but not wide. ROIC at 4.71%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue growth slowed to 2.7%, essentially flat. This is a business that needs a catalyst.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Profitability & Returns
Revenue (TTM)
€6.27B
▲ +2.7% YoY
Net Income (TTM)
-€3.37B
▼ -2072.5% YoY
Op. Margin
13.10%
▲ +3.0pp YoY
ROIC
4.71%
▲ +3.0pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€806M
▲ +4.8% YoY
Op. Cash Flow (TTM)
€1.23B
▲ +0.8% YoY
Net Debt
€856M
Cash & Equiv.
€5.87B
3Y CAGR: +5.8%
3Y CAGR: +95.7%
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