Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Motorpoint Group Plc is a leading independent omnichannel vehicle retailer in the United Kingdom, specializing in nearly-new cars under five years old with less than 50,000 miles, alongside commercial vehicles. Operating through Retail and Wholesale segments, it offers popular brands such as Ford, Vauxhall, Volkswagen, Nissan, Hyundai, Audi, BMW, and Mercedes-Benz via an extensive nationwide network of retail sites and online platforms, including home delivery and reserve-and-collect options. The company also runs Auction4Cars.com, a business-to-business online auction marketplace for part-exchange vehicles, and provides ancillary services like finance introductions, extended guarantees, paint protection, and gap insurance. Founded in 1998 and headquartered in Derby, Motorpoint Group Plc emphasizes a people-powered approach to deliver unrivalled choice, value, and quality, positioning itself as the Car Buyer’s Champion in the competitive auto dealership sector within consumer cyclical markets.
£1.24
£0.01 (-0.80%)
EOD Jul 3, 2026
Operating margin is thin at 1.08%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 8.0%, steady but not accelerating.
At 34x earnings, the current multiple leaves limited room for execution misses or growth deceleration. Net debt of £51M represents 4.3x FCF, leverage limits flexibility.
34.4x earnings, 9.2x FCF. Not cheap, the quality is already reflected in the price. Upside from here requires either margin expansion or growth re-acceleration, not just continuation.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£1.17B
▲ +8.0% YoY
Net Income (TTM)
£3M
▲ +138.1% YoY
Op. Margin
1.08%
▲ +1.1pp YoY
ROIC
11.33%
▲ +11.2pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
£12M
▲ +38.8% YoY
Op. Cash Flow (TTM)
£19M
▼ -60.2% YoY
Net Debt
£51M
Cash & Equiv.
£7M
3Y CAGR: -3.9%
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At a P/E of 34.4 and a price-to-free-cash-flow of 9.2, Motorpoint Group (MOTR.XLON) trades below a two-stage DCF intrinsic value of about £1.76 per share, so at £1.24 the stock looks undervalued (41.7% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Motorpoint Group scores 38/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £1.76 per share for MOTR.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £1.32. At today's £1.24, that puts the stock about 41.7% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Motorpoint Group scores 38 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 1.1% operating margin and a 11.3% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. MOTR.XLON currently trades below its estimated intrinsic value and scores 38/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.