Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Lumi Gruppen AS is a prominent player in the education sector, primarily focused on developing and offering educational services. The company operates a network of schools catering to diverse student needs through vocational training and higher education programs. Lumi Gruppen AS’s portfolio spans various disciplines, reinforcing its commitment to providing high-quality, flexible learning solutions tailored to evolving market demands. As an influential entity in the Scandinavian region, Lumi Gruppen AS plays a significant role in shaping educational standards and practices. The company supports lifelong learning and skills development, addressing both current educational challenges and future workforce requirements. Its ability to adapt and innovate within the educational landscape highlights its position as a leader in educational enhancement and technology integration. In the financial market, Lumi Gruppen AS represents a key investment opportunity for those interested in the education sector, given its strategic focus on sustainable growth and development. By leveraging its robust educational framework and adapting to digital transformation, Lumi Gruppen AS continues to be a pivotal force in delivering accessible and effective education solutions.
NOK 1.63
+NOK 0.00 (+0.00%)
EOD Jul 1, 2026
14.13% operating margin is respectable but not wide. ROIC at 5.55%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue up 12.6% YoY with margins expanding 2.3pp. However, free cash flow softened 12%, worth monitoring whether this is timing or structural.
Free cash flow declined 12% versus the prior year, cash generation momentum has weakened. Net debt of NOK 412M represents 9.1x FCF, leverage limits flexibility.
3.3x earnings, 2.1x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
NOK 505M
▲ +12.6% YoY
Net Income (TTM)
NOK 29M
▲ +104.6% YoY
Op. Margin
14.13%
▲ +2.3pp YoY
ROIC
5.55%
▲ +1.4pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
NOK 45M
▼ -12.3% YoY
Op. Cash Flow (TTM)
NOK 56M
▼ -13.2% YoY
Net Debt
NOK 412M
Cash & Equiv.
NOK 39M
3Y CAGR: -0.4%
3Y CAGR: -6.7%
Continue Research
At a P/E of 3.3 and a price-to-free-cash-flow of 2.1, Lumi Gruppen AS (LUMI.XOSL) trades below a two-stage DCF intrinsic value of about NOK 6.41 per share, so at NOK 1.63 the stock looks undervalued (293.5% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Lumi Gruppen AS scores 25/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about NOK 6.41 per share for LUMI.XOSL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around NOK 4.81. At today's NOK 1.63, that puts the stock about 293.5% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Lumi Gruppen AS scores 25 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 14.1% operating margin and a 5.6% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. LUMI.XOSL currently trades below its estimated intrinsic value and scores 25/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.