Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Kreate Group Oyj is a specialized construction company focusing on infrastructure project execution. This firm operates primarily within the intricate realms of bridge, foundation, and rock engineering, showcasing a robust capacity for adapting to complex civil engineering projects. Kreate Group Oyj plays a vital role in the Finnish construction industry, contributing significantly to public works projects such as highways, railways, and urban infrastructure developments. The company's operations ensure the development and maintenance of essential construction in all sectors, impacting transportation efficiency and safety across Finland. With a commitment to sustainable construction practices, Kreate Group Oyj incorporates advanced technologies and methodologies to enhance project delivery and minimize environmental impact. Through its focused expertise and innovation in engineering, the company stands as a key player in enhancing Finland's infrastructure resilience and expansion.
€24.60
€1.10 (-4.28%)
EOD Jul 2, 2026
Operating margin is thin at 2.89%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 14.4%, still solid.
At 31x earnings, the current multiple leaves limited room for execution misses or growth deceleration.
31.1x earnings, 10.6x FCF. Not cheap, the quality is already reflected in the price. Upside from here requires either margin expansion or growth re-acceleration, not just continuation.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€360M
▲ +14.4% YoY
Net Income (TTM)
€8M
▲ +44.7% YoY
Op. Margin
2.92%
▼ -0.1pp YoY
ROIC
7.83%
Cash Flow & Balance Sheet
FCF (TTM)
€21M
▲ +687.9% YoY
Op. Cash Flow (TTM)
€29M
▲ +2543.1% YoY
Net Debt
€36M
Cash & Equiv.
€19M
3Y CAGR: +4.8%
3Y CAGR: +199.4%
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At a P/E of 31.1 and a price-to-free-cash-flow of 10.6, Kreate Group Oyj (KREATE.XHEL) trades below a two-stage DCF intrinsic value of about €113.59 per share, so at €24.60 the stock looks undervalued (361.8% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Kreate Group Oyj scores 66/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.0%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €113.59 per share for KREATE.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €85.19. At today's €24.60, that puts the stock about 361.8% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Kreate Group Oyj scores 66 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 2.9% operating margin and a 7.8% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Kreate Group Oyj pays a regular dividend of about €0.49 per share per year (typically in quarterly installments), a yield of roughly 2.0% at the current price. That is a payout ratio of about 57.9% of earnings, so the dividend is well covered. Kreate Group Oyj has grown the dividend at roughly 2.9% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For KREATE.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. KREATE.XHEL currently trades below its estimated intrinsic value and scores 66/100 on quality (solid). It also yields about 2.0%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.