Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Kamux Oyj is a Finland-based retail chain specializing in the wholesale and retail of used cars across Finland, Sweden, and Germany. Founded in 2003 and headquartered in Hämeenlinna, the company operates through an extensive network of showrooms and digital channels, blending physical and online commerce for seamless customer access. Kamux Oyj offers a comprehensive range of services, including financing, insurance products, auction sales of used vehicles, and Kamux Plus extended defect liability coverage, catering to both consumer and corporate clients. With approximately 1,110 employees, it serves the auto and truck dealerships industry within the consumer discretionary sector, emphasizing value-added integrated solutions that enhance the used car buying experience. Led by CEO Tapio Pajuharju, Kamux Oyj plays a key role in the European used vehicle market, capitalizing on trends toward affordable, sustainable automotive options and omnichannel retail models.
€1.58
+€0.04 (+2.86%)
EOD Jul 2, 2026
Operating margin is thin at 0.09%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue declined 13.3% YoY. The question is whether this is cyclical or a structural shift.
At 158x earnings, the current multiple leaves limited room for execution misses or growth deceleration. ROIC dropped from 3.94% to 0.37%, capital efficiency is deteriorating.
158.4x earnings, 3.8x FCF. The market is pricing in years of above-average growth. If that thesis breaks, downside from multiple compression alone could be 30%+. This is a stock where you're paying for the future, not the present.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€848M
▼ -13.3% YoY
Net Income (TTM)
€400K
▼ -150.0% YoY
Op. Margin
0.24%
▼ -0.7pp YoY
ROIC
0.37%
▼ -3.6pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€16M
▲ +3546.2% YoY
Op. Cash Flow (TTM)
€20M
▲ +3037.5% YoY
Net Debt
€34M
Cash & Equiv.
€19M
3Y CAGR: -3.3%
3Y CAGR: +24.9%
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At a P/E of 158.4 and a price-to-free-cash-flow of 3.8, Kamux Oyj (KAMUX.XHEL) trades below a two-stage DCF intrinsic value of about €6.39 per share, so at €1.58 the stock looks undervalued (303.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Kamux Oyj scores 32/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 4.5%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €6.39 per share for KAMUX.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €4.79. At today's €1.58, that puts the stock about 303.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Kamux Oyj scores 32 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 0.2% operating margin and a 0.4% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Kamux Oyj pays a regular dividend of about €0.07 per share per year (typically in quarterly installments), a yield of roughly 4.5% at the current price. That is a payout ratio of about 700.0% of earnings, so the dividend is stretched at this level. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For KAMUX.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. KAMUX.XHEL currently trades below its estimated intrinsic value and scores 32/100 on quality (lower-quality). It also yields about 4.5%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.