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JPMorgan Chase & Co. ( JPMorganChase or the Firm , NYSE: JPM), a financial holding company incorporated under Delaware law in 1968, is a leading financial services firm based in the United States of America ( U.S. ), with operations worldwide. JPMorganChase had $4.4 trillion in assets and $362.4 billion in stockholders equity as of December 31, 2025.
$341.10
$2.05 (-0.60%)
EOD Jul 17, 2026
33.91% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue growth slowed to 0.8%, essentially flat. This is a business that needs a catalyst.
At 16x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
16.3x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$173.56B
▲ +0.8% YoY
Net Income (TTM)
$58.90B
▼ -2.4% YoY
Net Margin
33.94%
P/E
16.3x
Balance Sheet
Total Assets
$4.90T
Equity
$364.04B
Total Debt
$77.34B
Cash & Equiv.
$312.14B
5Y CAGR: +10.4%
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At a P/E of 16.3, JPMorgan Chase (JPM)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, JPMorgan Chase scores 88/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 1.9%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
JPMorgan Chase scores 88 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, JPMorgan Chase pays a regular dividend of about $6.31 per share per year (typically in quarterly installments), a yield of roughly 1.9% at the current price. That is a payout ratio of about 29.2% of earnings, so the dividend is amply covered by earnings. JPMorgan Chase has grown the dividend at roughly 6.6% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For JPM's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh JPM's valuation and scores 88/100 on quality (high-quality). It also yields about 1.9%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.