Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Home Invest Belgium S.A. is a Belgian public regulated real estate company (BE-REIT) specializing in the acquisition, development, leasing, and management of residential real estate properties. It focuses on providing affordable rental housing, offering young, sustainable, and high-quality homes equipped with modern amenities and professional management services to tenants. The company maintains a diversified portfolio across strategic locations in Brussels, Wallonia, Flanders, and the Netherlands, emphasizing energy-efficient developments that prioritize durability and resident comfort. As a key player in the residential rental market, Home Invest Belgium S.A. develops its own projects to support portfolio growth, delivering stable and professional housing solutions in a dynamic environment. Founded in 1980 and headquartered in Brussels, Belgium, it operates through subsidiaries to enhance its capabilities in property management and development.
€19.34
+€0.02 (+0.10%)
Live · 04:47 PM · Twelve Data
73.68% operating margin is above average. ROIC at 3.23%. Note that capital returns lag the margin, the business may be capital-intensive despite high margins.
Revenue grew 5.8%, steady but not accelerating.
Net debt of €453M represents 25.2x FCF, leverage limits flexibility.
6.4x earnings, 21.4x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€40M
▲ +5.8% YoY
Net Income (TTM)
€60M
▼ -26.2% YoY
Op. Margin
73.68%
▲ +0.7pp YoY
ROIC
3.23%
▼ -0.2pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€18M
▲ +38.7% YoY
Op. Cash Flow (TTM)
€69M
▼ -29.5% YoY
Net Debt
€453M
Cash & Equiv.
€3M
3Y CAGR: +7.2%
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At a P/E of 6.4 and a price-to-free-cash-flow of 21.4, Home Invest Belgium (HOMI.XBRU) trades above a two-stage DCF intrinsic value of about €17.37 per share, so at €19.34 the stock looks overvalued (10.2% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Home Invest Belgium scores 63/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 5.3%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €17.37 per share for HOMI.XBRU, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €13.03. At today's €19.34, that puts the stock about 10.2% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Home Invest Belgium scores 63 out of 100 on Intrinsiqq's quality score, passing 3 of 8 checks, which makes it a solid business on these measures. Recent fundamentals include a 73.7% operating margin and a 3.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full check-by-check breakdown is on the quality scorecard.
Yes, Home Invest Belgium pays a regular dividend of about €1.02 per share per year (typically in quarterly installments), a yield of roughly 5.3% at the current price. That is a payout ratio of about 34.0% of earnings, so the dividend is amply covered by earnings. Home Invest Belgium has grown the dividend at roughly 5.7% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For HOMI.XBRU's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. HOMI.XBRU currently trades above its estimated intrinsic value and scores 63/100 on quality (solid). It also yields about 5.3%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.