Intrinsiqq
⚠ Showing the latest available close (Oct 21, 2026, 2 days ago). Our price provider hasn't published a newer EOD for this ticker yet. Price-dependent metrics (P/E, P/FCF, yield) may not reflect current market conditions.
Five Point Holdings LLC logoFive Point Holdings LLCFPH
$4.32-2.82%
Five Point Holdings LLC logo

Five Point Holdings LLC

FPH

$4.32

-$0.13 (-2.82%)

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ProfitabilityN/AGrowthDecliningCash FlowN/AValuationAttractively priced
What stands out

64.50% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.

What's changing

Revenue declined 53.8% YoY. For a bank, this often signals contracting loan book or reduced fee income.

What deserves caution

Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.

Valuation context

7.8x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.

Price History

-28.9%

Valuation & Multiples

Based on TTM earnings · Diluted shares

Market Cap$643M
EPS$0.56
P/E7.76
Div. Yield—
Net Margin45.3%
P/Book0.3x
52-Week Range
$4.25$6.30

Profitability & Returns

Revenue (TTM)

$117M

▼ -53.8% YoY

Net Income (TTM)

$53M

▲ +3.9% YoY

Net Margin

45.34%

P/E

7.8x

Balance Sheet

Total Assets

$3.22B

Equity

$2.34B

Total Debt

$453M

Cash & Equiv.

$348M

5Y CAGR: -6.5%

Continue Research

SourceComputed from the 10-Q filed 24 Jul 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 28 Sept 2026. How this is calculated.

Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.

Is Five Point Holdings (FPH) overvalued?

At a P/E of 7.8 and a price-to-free-cash-flow of 9.9, Five Point Holdings (FPH) trades below a two-stage DCF intrinsic value of about $6.88 per share, so at $4.32 the stock looks undervalued (59.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.

On quality, Five Point Holdings scores 55/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.

Frequently asked

What is Five Point Holdings's fair value?+

Intrinsiqq's two-stage DCF estimates an intrinsic value of about $6.88 per share for FPH, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $5.16. At today's $4.32, that puts the stock about 59.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.

Is Five Point Holdings a high-quality business?+

Five Point Holdings scores 55 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a -5.3% operating margin and a -0.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.

Is Five Point Holdings a good stock to buy right now?+

That depends on valuation and quality together, not either alone. FPH currently trades below its estimated intrinsic value and scores 55/100 on quality (mixed). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.

Related stocks: Real Estate

Spot a number that looks wrong? Check it in FPH's SEC filings or

Download this analysis as a PDF (Pro)

Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.

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Not financial advice. Analytical data for research only.

Intrinsiqq is a Netherlands-based company operating in Rotterdam, KvK 73238007.