Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Enento Group Oyj is a Finland-based provider of digital business and consumer information services across the Nordic countries. Founded in 1905 and headquartered in Helsinki, the company delivers enterprise solutions including credit and business information, freemium-model websites, real estate and collateral valuation, and compliance services. It also offers consumer credit information for risk management and decision-making, marketing data for sales and CRM enhancement, and ID protection against fraud and identity theft. Operating under brands such as UC, Allabolag, and Proff in Sweden; Asiakastieto and Emaileri in Finland; and Proff in Norway and Denmark, Enento Group serves sectors like finance, banking, wholesale, retail, utilities, e-commerce, and small to medium-sized enterprises, as well as individual consumers. With around 380-408 employees, it plays a key role in the professional information services industry by maintaining comprehensive databases on businesses and key individuals to support informed financial and commercial decisions.
€14.40
+€0.10 (+0.70%)
EOD Jul 2, 2026
16.61% operating margin is respectable but not wide. ROIC at 4.72%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue growth slowed to 1.5%, essentially flat. This is a business that needs a catalyst.
Net debt of €143M represents 5.2x FCF, leverage limits flexibility.
20.9x earnings, 10.4x FCF. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€155M
▲ +1.5% YoY
Net Income (TTM)
€16M
▲ +12.0% YoY
Op. Margin
18.01%
▼ -0.4pp YoY
ROIC
4.72%
▲ +0.1pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€33M
▲ +19.5% YoY
Op. Cash Flow (TTM)
€33M
▼ -1.6% YoY
Net Debt
€143M
Cash & Equiv.
€13M
3Y CAGR: -3.0%
3Y CAGR: -4.5%
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At a P/E of 20.9 and a price-to-free-cash-flow of 10.4, Enento Group Oyj (ENENTO.XHEL) trades below a two-stage DCF intrinsic value of about €19.84 per share, so at €14.40 the stock looks undervalued (37.8% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Enento Group Oyj scores 30/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 7.0%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €19.84 per share for ENENTO.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €14.88. At today's €14.40, that puts the stock about 37.8% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Enento Group Oyj scores 30 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 18.0% operating margin and a 4.7% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Enento Group Oyj pays a regular dividend of about €1.00 per share per year (typically in quarterly installments), a yield of roughly 7.0% at the current price. That is a payout ratio of about 144.3% of earnings, so the dividend is stretched at this level. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For ENENTO.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. ENENTO.XHEL currently trades below its estimated intrinsic value and scores 30/100 on quality (lower-quality). It also yields about 7.0%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.