Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
/
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Digia Oyj is a Finland-based software and service company specializing in information technology solutions for digital business, knowledge-based management, and operational continuity. Headquartered in Helsinki and founded in 1990, it employs approximately 1,655 professionals who deliver comprehensive services including design and business consulting, architecture design, e-commerce solutions, application development, cyber security, data analytics, artificial intelligence, robotics, automation, integration via APIs, cloud services, and digital marketing. Key offerings encompass enterprise resource planning systems like Digia Envision, Microsoft Dynamics 365 Business Central, Oracle NetSuite, and Digia Logistics; customer relationship management through Microsoft Dynamics 365 CRM and Power Platform; and specialized financial systems for banking, insurance, and investment sectors, alongside back-office outsourcing. Digia Oyj serves diverse industries such as food and agriculture, transportation and logistics, energy, government, municipalities, social welfare and healthcare, manufacturing, wholesale and retail, defense, security, technology, telecommunications, and media, primarily in Finland, Sweden, and the Netherlands. By combining technology with deep business understanding, it drives intelligent, AI-enhanced processes to address complex challenges and foster innovation across public and private sectors.
€5.66
€0.08 (-1.39%)
EOD Jul 1, 2026
Operating margin is thin at 8.35%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 5.5%, steady but not accelerating. Free cash flow declined 43% despite revenue growth, conversion is weakening.
Free cash flow declined 43% versus the prior year, cash generation momentum has weakened.
11.8x earnings, 10.6x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€217M
▲ +5.5% YoY
Net Income (TTM)
€13M
▼ -3.4% YoY
Op. Margin
8.35%
▼ -0.5pp YoY
ROIC
11.14%
▼ -1.5pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€14M
▼ -42.9% YoY
Op. Cash Flow (TTM)
€15M
▼ -41.3% YoY
Net Debt
€24M
Cash & Equiv.
€24M
3Y CAGR: +8.3%
3Y CAGR: +2.6%
Continue Research
At a P/E of 11.8 and a price-to-free-cash-flow of 10.6, Digia Oyj (DIGIA.XHEL) trades below a two-stage DCF intrinsic value of about €8.35 per share, so at €5.66 the stock looks undervalued (47.5% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Digia Oyj scores 67/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 3.2%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €8.35 per share for DIGIA.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €6.26. At today's €5.66, that puts the stock about 47.5% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Digia Oyj scores 67 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 8.4% operating margin and a 11.1% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Digia Oyj pays a regular dividend of about €0.18 per share per year (typically in quarterly installments), a yield of roughly 3.2% at the current price. That is a payout ratio of about 37.1% of earnings, so the dividend is amply covered by earnings. Digia Oyj has grown the dividend at roughly 4.5% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For DIGIA.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. DIGIA.XHEL currently trades below its estimated intrinsic value and scores 67/100 on quality (solid). It also yields about 3.2%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.