Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Danske Bank A/S is a Danish multinational banking and financial services corporation, headquartered in Copenhagen and recognized as the largest bank in Denmark. Founded on October 5, 1871, as Den Danske Landmandsbank, it has evolved through mergers and name changes to become a dominant player in the Nordic region, serving over 5 million retail customers in Denmark, Norway, Sweden, Finland, and Northern Ireland. The bank provides a comprehensive suite of universal banking services, including personal and business banking, mortgage finance, life insurance through its Danica segment, asset management, real estate brokerage, and trading in fixed income, foreign exchange, and equities. Its operations are structured into key segments: Personal Customers for retail and private banking, Business Customers for SMEs with asset finance, Large Corporates and Institutions for major clients, and dedicated units for pensions, Northern Ireland, and group functions. With a competitive presence across Northern Europe, Danske Bank A/S plays a pivotal role in enabling growth for individuals, businesses, and institutions through advisory services, risk management, and digital banking solutions. A.P. Moller Holding remains its largest shareholder with 21% ownership.
DKK 346.25
+DKK 0.15 (+0.04%)
Live · 10:06 PM · Twelve Data
40.53% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue growth slowed to 0.8%, essentially flat. This is a business that needs a catalyst.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
12.5x earnings. In line with financial-sector norms. The question is whether the current credit environment supports sustained earnings at this level.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
DKK 56.89B
▲ +0.8% YoY
Net Income (TTM)
DKK 22.97B
▼ -2.5% YoY
Net Margin
40.37%
P/E
12.5x
Balance Sheet
Total Assets
DKK 3.75T
Equity
DKK 181.16B
Total Debt
DKK 1.14T
Cash & Equiv.
DKK 225.46B
3Y CAGR: +8.9%
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At a P/E of 12.5, A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in .
On quality, Danske Bank A/S scores 80/100 on Intrinsiqq's quality scorecard (a high-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 6.6%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Danske Bank A/S scores 80 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a high-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Danske Bank A/S pays a regular dividend of about DKK 22.76 per share per year (typically in quarterly installments), a yield of roughly 6.6% at the current price. That is a payout ratio of about 80.5% of earnings, so the dividend is covered, with less cushion. Danske Bank A/S has grown the dividend at roughly 63.6% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For DANSKE.XCSE's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh DANSKE.XCSE's valuation and scores 80/100 on quality (high-quality). It also yields about 6.6%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.