Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Citycon Oyj is a Finland-based property investment company specializing in retail premises. Founded in 1988 and headquartered in Espoo, Finland, it focuses on leasing, managing, and developing a portfolio of shopping centers across the Nordic and Baltic regions. The company operates 55 shopping centers in Finland, Sweden, Lithuania, and Estonia, divided into three business units: Finland, Sweden, and the Baltic Countries. Its activities include planning and commissioning new construction to enhance property value and tenant appeal. Citycon Oyj maintains a single series of shares, each carrying one vote and equal dividend rights, with a registered share capital of approximately 259.57 million EUR and around 183.57 million fully paid shares outstanding. As a key player in the real estate operating companies industry within the real estate management and development sector, Citycon Oyj supports vibrant retail environments, serving tenants and visitors through strategically located urban properties that cater to everyday consumer needs and community hubs.
€2.85
€0.00 (-0.18%)
EOD Jul 1, 2026
31.29% net margin is above average for a financial institution, suggesting strong underwriting or fee income alongside controlled credit costs.
Revenue declined 5.5% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Financial stocks carry unique risks (credit cycles, regulatory changes, interest rate sensitivity) that aren't captured by standard quality metrics.
2.0x earnings. Below the sector average, the market may be pricing in credit losses or regulatory headwinds, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€305M
▼ -5.5% YoY
Net Income (TTM)
€114M
▲ +350.7% YoY
Net Margin
37.29%
P/E
2.0x
Balance Sheet
Total Assets
€4.06B
Equity
€1.90B
Total Debt
€1.80B
Cash & Equiv.
€86M
3Y CAGR: +0.2%
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At a P/E of 2.0 and a price-to-free-cash-flow of 5.6, Citycon Oyj (CTY1S.XHEL) trades below a two-stage DCF intrinsic value of about €16.43 per share, so at €2.85 the stock looks undervalued (476.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Citycon Oyj scores 31/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €16.43 per share for CTY1S.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €12.32. At today's €2.85, that puts the stock about 476.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Citycon Oyj scores 31 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 59.7% operating margin and a 3.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. CTY1S.XHEL currently trades below its estimated intrinsic value and scores 31/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.