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Management s Discussion and Analysis of Financial Condition and Results of Operations of Part II; general volatility of the capital markets; deterioration in domestic and global economic conditions or failure of conditions to improve as anticipated; regulatory and legal developments; inflationary trends could result in further interest rate increases or sustained higher interest rates for longe…
$2.35
+$0.00 (+0.00%)
EOD Jul 17, 2026
27.19% operating margin is above average. ROIC at 1.08%. Note that capital returns lag the margin, the business may be capital-intensive despite high margins.
Revenue declined 32.5% YoY. Margins deteriorated 6.1pp alongside, both lines moving the wrong way.
Operating margin contracted 6.1pp YoY, cost discipline may be slipping.
15.7x earnings. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$31M
▼ -32.5% YoY
Net Income (TTM)
$2M
▼ -246.1% YoY
Op. Margin
47.25%
▼ -6.1pp YoY
ROIC
3.08%
▼ -0.7pp YoY
Cash Flow & Balance Sheet
FCF
N/A
Op. Cash Flow (TTM)
$31M
▲ +507.1% YoY
Net Debt
$98M
Cash & Equiv.
$47M
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At a P/E of 15.7, Cherry Hill Mortgage Investment (CHMI)'s valuation is best read against its own history, its peers, and the growth its price implies. A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Cherry Hill Mortgage Investment scores 30/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 5.4%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Cherry Hill Mortgage Investment scores 30 out of 100 on Intrinsiqq's quality score, a weighted blend of 7 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 47.3% operating margin and a 3.1% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Cherry Hill Mortgage Investment pays a regular dividend of about $0.13 per share per year (typically in quarterly installments), a yield of roughly 5.4% at the current price. That is a payout ratio of about 231.1% of earnings, so the dividend is stretched at this level. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For CHMI's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. you should weigh CHMI's valuation and scores 30/100 on quality (lower-quality). It also yields about 5.4%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.