Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Cardiff Property Plc is a real estate investment and development company primarily focused on the property market in the United Kingdom. The company's principal activities include the acquisition, development, and management of commercial and residential properties. Its portfolio consists notably of office spaces, retail outlets, and residential units, catering to a variety of tenants and investors. Cardiff Property Plc strategically positions itself to take advantage of growth and development opportunities within both urban and suburban settings, thereby impacting local communities and business environments. The company is known for its methodical approach to property investments, ensuring that each venture contributes to sustainable growth and value creation. With its diversified property assets, Cardiff Property Plc plays a significant role in the UK real estate sector, reflecting economic trends and supporting a stable property market by catering to a range of leasing and investment needs. This focus on property development and management positions the company as a key player in shaping regional real estate landscapes.
£27.50
+£0.00 (+0.00%)
EOD Jul 3, 2026
88.97% operating margin is above average. ROIC at 1.59%. Note that capital returns lag the margin, the business may be capital-intensive despite high margins.
Revenue declined 0.4% YoY. The question is whether this is cyclical or a structural shift.
Free cash flow declined 36% versus the prior year, cash generation momentum has weakened.
20.7x earnings, 115.7x FCF. Valuation is in a reasonable range. The main question is whether the business can re-accelerate or if current trajectory is already priced in.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£680K
▼ -0.4% YoY
Net Income (TTM)
£1M
▲ +26.8% YoY
Op. Margin
88.97%
▲ +1.1pp YoY
ROIC
1.59%
Cash Flow & Balance Sheet
FCF (TTM)
£243K
▼ -35.9% YoY
Op. Cash Flow (TTM)
£547K
▲ +28.1% YoY
Net Debt
-£14M
Net Cash Position
Cash & Equiv.
£15M
3Y CAGR: -1.1%
3Y CAGR: -10.9%
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At a P/E of 20.7 and a price-to-free-cash-flow of 115.7, Cardiff Property (CDFF.XLON) trades above a two-stage DCF intrinsic value of about £18.18 per share, so at £27.50 the stock looks overvalued (33.9% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Cardiff Property scores 34/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 0.9%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £18.18 per share for CDFF.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £13.64. At today's £27.50, that puts the stock about 33.9% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Cardiff Property scores 34 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. Recent fundamentals include a 89.0% operating margin and a 1.6% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Cardiff Property pays a regular dividend of about £0.25 per share per year (typically in quarterly installments), a yield of roughly 0.9% at the current price. That is a payout ratio of about 18.6% of earnings, so the dividend is amply covered by earnings. Cardiff Property has grown the dividend at roughly 4.5% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For CDFF.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. CDFF.XLON currently trades above its estimated intrinsic value and scores 34/100 on quality (lower-quality). It also yields about 0.9%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.