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Bimini Capital Management, Inc., a Maryland corporation ( Bimini Capital and, collectively with its subsidiaries, the Company, we , us or our ) is a specialty finance company that operates in two business segments: (i) investing in mortgage-backed securities ( MBS ) and Orchid Island Capital, Inc. ( Orchid ) common stock in our own portfolio, (ii) and serving as the external manager of Orchid w…
$2.17
$0.08 (-3.56%)
EOD Jul 17, 2026
Revenue grew 41.9%, still solid.
Net debt of $15M represents 5.1x FCF, leverage limits flexibility.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$19M
▲ +41.9% YoY
Net Income (TTM)
$6M
▲ +544.1% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
$6M
▼ -9.7% YoY
Op. Cash Flow (TTM)
$6M
▼ -9.7% YoY
Net Debt
$11M
Cash & Equiv.
$16M
5Y CAGR: +10.9%
5Y CAGR: +17.3%
Continue Research
Bimini Capital Management (BMNM) trades below a two-stage DCF intrinsic value of about $98,511,503.90 per share, so at $2.17 the stock looks undervalued (4,539,700,540.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Bimini Capital Management scores 28/100 on Intrinsiqq's quality scorecard (a lower-quality business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $98,511,503.90 per share for BMNM, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $73,883,627.92. At today's $2.17, that puts the stock about 4,539,700,540.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Bimini Capital Management scores 28 out of 100 on Intrinsiqq's quality score, a weighted blend of 3 metrics each scored 0 to 100, which makes it a lower-quality business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
That depends on valuation and quality together, not either alone. BMNM currently trades below its estimated intrinsic value and scores 28/100 on quality (lower-quality). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.