Bimini Capital Management, Inc.
Bimini Capital Management, Inc., a Maryland corporation ( Bimini Capital and, collectively with its subsidiaries, the Company, we , us or our ) is a specialty finance company that operates in two business segments: (i) investing in mortgage-backed securities ( MBS ) and Orchid Island Capital, Inc. ( Orchid ) common stock in our own portfolio, (ii) and serving as the external manager of Orchid w…
$2.95
+$0.25 (+9.26%)
Price from 2 days ago
Revenue grew 41.9%, still solid.
Net debt of $15M represents 5.1x FCF, leverage limits flexibility.
4.6x earnings, 4.2x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Price History
Valuation & Multiples
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
$21M
▲ +41.9% YoY
Net Income (TTM)
$6M
▲ +544.1% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
$7M
▼ -9.7% YoY
Op. Cash Flow (TTM)
$7M
▼ -9.7% YoY
Net Debt
$21M
Cash & Equiv.
$6M
5Y CAGR: +10.9%
5Y CAGR: +17.3%
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SourceComputed from the 10-Q filed 7 Aug 2026, covering the period ending 30 Jun 2026, as reported to the SEC. Data last refreshed 8 Aug 2026. How this is calculated.
Price from market data, last close as of 21 Oct 2026. Fiscal year ends Dec. Sector medians are approximate S&P 500 benchmarks and update periodically.
Is Bimini Capital Management (BMNM) overvalued?
At a P/E of 4.6 and a price-to-free-cash-flow of 4.2, Bimini Capital Management (BMNM) trades below a two-stage DCF intrinsic value of about $12.31 per share, so at $2.95 the stock looks undervalued (317.2% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Bimini Capital Management scores 61/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. All figures are computed from SEC filings; read the full methodology, or see how the market compares in our US profitability statistics. This is analysis, not investment advice.
Frequently asked
What is Bimini Capital Management's fair value?+
Intrinsiqq's two-stage DCF estimates an intrinsic value of about $12.31 per share for BMNM, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around $9.23. At today's $2.95, that puts the stock about 317.2% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Is Bimini Capital Management a high-quality business?+
Bimini Capital Management scores 61 out of 100 on Intrinsiqq's quality score, a weighted blend of 6 metrics each scored 0 to 100, which makes it a solid business on these measures. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Is Bimini Capital Management a good stock to buy right now?+
That depends on valuation and quality together, not either alone. BMNM currently trades below its estimated intrinsic value and scores 61/100 on quality (solid). A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.
Related stocks: Real Estate Investment Trusts
Spot a number that looks wrong? Check it in BMNM's SEC filings or
Download this analysis as a PDF (Pro)
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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