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Banc of California, Inc., a Maryland corporation, was incorporated in March 2002 and serves as the holding company for its wholly owned subsidiary, Banc of California (the Bank ), a California state-chartered bank and a member of the FRB. When we refer to the parent or the holding company, we are referring to Banc of California, Inc., the parent company, on a stand-alone basis.
Net margin is thin at 13.05%. This may reflect rising credit costs, rate compression, or operational inefficiency.
Revenue declined 5.0% YoY. For a bank, this often signals contracting loan book or reduced fee income.
Traditional FCF and operating-margin metrics are not meaningful for financial institutions. Evaluate using net interest margin, credit quality, and capital ratios instead.
Profitability & Returns
Revenue (TTM)
$1.76B
▼ -5.0% YoY
Net Income (TTM)
$247M
▲ +80.5% YoY
Net Margin
14.09%
P/E
—
Balance Sheet
Total Assets
$34.72B
Equity
$3.55B
Total Debt
$2.67B
Cash & Equiv.
$2.22B
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