Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Aptitude Software Group plc is a technology company specializing in financial management software solutions for large global businesses. It provides specialized applications that process data from complex, siloed systems across multiple entities to deliver a unified view of finance, enhancing control, insights, regulatory compliance, and adherence to complex accounting standards. Key products include Fynapse, a finance data management and accounting platform with advanced subledger capabilities, event-streaming architecture for high-volume transactions, and integrations like Microsoft Dynamics 365; eSuite for cloud-based subscription management and billing; and RevStream for revenue recognition automation. The company operates primarily through software licenses, subscriptions, maintenance, support, and consultancy, with a significant revenue portion from the United Kingdom and presence in regions like APAC. Founded in 1981 as Microgen and rebranded in 2019, Aptitude Software Group plc, headquartered in London with 449 employees, drives autonomous finance to boost efficiency, growth, and sustainability for clients in telecommunications, publishing, and other sectors.
£1.98
£0.15 (-7.04%)
EOD Jul 3, 2026
10.14% operating margin is respectable but not wide. ROIC at 8.75%. Suggests the business covers its cost of capital, but doesn't point to a wide moat.
Revenue declined 7.3% YoY. The question is whether this is cyclical or a structural shift.
At 28x earnings, the current multiple leaves limited room for execution misses or growth deceleration.
27.9x earnings, 11.7x FCF. Not cheap, the quality is already reflected in the price. Upside from here requires either margin expansion or growth re-acceleration, not just continuation.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£65M
▼ -7.3% YoY
Net Income (TTM)
£4M
▼ -19.2% YoY
Op. Margin
10.14%
▲ +0.8pp YoY
ROIC
8.75%
▲ +0.4pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
£9M
▲ +80.7% YoY
Op. Cash Flow (TTM)
£10M
▲ +78.3% YoY
Net Debt
-£21M
Net Cash Position
Cash & Equiv.
£30M
3Y CAGR: -4.4%
3Y CAGR: +58.5%
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At a P/E of 27.9 and a price-to-free-cash-flow of 11.7, Aptitude Software Group (APTD.XLON) trades below a two-stage DCF intrinsic value of about £3.31 per share, so at £1.98 the stock looks undervalued (67.1% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Aptitude Software Group scores 74/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.7%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about £3.31 per share for APTD.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around £2.48. At today's £1.98, that puts the stock about 67.1% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Aptitude Software Group scores 74 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 10.1% operating margin and a 8.7% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Aptitude Software Group pays a regular dividend of about £0.05 per share per year (typically in quarterly installments), a yield of roughly 2.7% at the current price. That is a payout ratio of about 74.5% of earnings, so the dividend is covered, with less cushion. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For APTD.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. APTD.XLON currently trades below its estimated intrinsic value and scores 74/100 on quality (solid). It also yields about 2.7%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.