Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Aallon Group Oyj is a leading player in the financial services industry in Finland. Specializing in offering comprehensive accounting and advisory services, Aallon Group Oyj aids businesses in ensuring compliance and optimizing financial operations. The company's primary function is to support small to medium-sized enterprises, as well as larger corporations, with customized financial solutions tailored to meet diverse business needs. Notable features of Aallon Group’s service offerings include its expertise in financial reporting, tax preparation, payroll management, and business consulting, which are crucial for businesses operating in various sectors. Its impact spans a broad range of industries, helping clients navigate the complexities of financial management and strategic planning. Within the Finnish market, Aallon Group Oyj is significant for its commitment to digital innovation in the accounting sector, bringing efficiency and accuracy to financial processes. Through its focus on client-centric solutions and advanced technological integration, Aallon Group Oyj plays a critical role in enhancing the financial stability and growth prospects of its clientele.
€8.46
+€0.02 (+0.24%)
EOD Jul 1, 2026
Operating margin is thin at 7.49%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 12.9%, still solid. Free cash flow declined 35% despite revenue growth, conversion is weakening.
Free cash flow declined 35% versus the prior year, cash generation momentum has weakened.
13.9x earnings, 10.2x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€40M
▲ +12.9% YoY
Net Income (TTM)
€2M
▼ -2.1% YoY
Op. Margin
7.49%
▼ -1.0pp YoY
ROIC
10.16%
▼ -0.8pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€3M
▼ -34.6% YoY
Op. Cash Flow (TTM)
€4M
▼ -25.2% YoY
Net Debt
€7M
Cash & Equiv.
€2M
3Y CAGR: +10.6%
3Y CAGR: -12.3%
Continue Research
At a P/E of 13.9 and a price-to-free-cash-flow of 10.2, Aallon Group Oyj (AALLON.XHEL) trades below a two-stage DCF intrinsic value of about €24.99 per share, so at €8.46 the stock looks undervalued (195.4% below estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Aallon Group Oyj scores 55/100 on Intrinsiqq's quality scorecard (a mixed business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 2.8%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €24.99 per share for AALLON.XHEL, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €18.74. At today's €8.46, that puts the stock about 195.4% below estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Aallon Group Oyj scores 55 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a mixed business on these measures. Recent fundamentals include a 7.5% operating margin and a 10.2% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Aallon Group Oyj pays a regular dividend of about €0.23 per share per year (typically in quarterly installments), a yield of roughly 2.8% at the current price. That is a payout ratio of about 38.5% of earnings, so the dividend is amply covered by earnings. Aallon Group Oyj has grown the dividend at roughly 6.1% a year over the past few years. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For AALLON.XHEL's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. AALLON.XHEL currently trades below its estimated intrinsic value and scores 55/100 on quality (mixed). It also yields about 2.8%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.