Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
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Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Pepco Group N.V. is a pan-European discount variety retailer operating thousands of stores across multiple countries. Established in 2015 and headquartered in London, it primarily focuses on its flagship Pepco brand, which offers affordable clothing for the whole family, household goods, toys, and general merchandise, serving over 41 million customers monthly through more than 4,900 locations in regions including Central and Eastern Europe, the United Kingdom, Ireland, Poland, Spain, and Italy. The company also manages Poundland in the UK and Ireland, specializing in fast-moving consumer goods like food, snacks, cosmetics, home décor, and seasonal items, alongside the Dealz chain in Poland, though it plans to exit Dealz in the short to medium term. Supported by Pepco Global Sourcing, a vertically integrated arm with offices in South and East Asia, Pepco Group N.V. emphasizes low prices through efficient sourcing, ethical supply chains, and operational excellence. With a business model centered on store expansion, like-for-like sales growth, and cost efficiencies, it plays a key role in the discount retail sector, targeting budget-conscious shoppers in growing European markets. Employing around 38,611 people, Pepco Group N.V. generates significant revenue from apparel-led and FMCG categories, underscoring its position as a major player in value-driven retail.
£0.35
+£0.01 (+1.58%)
Price from 17 days ago
Operating margin is thin at 6.89%. Limited cushion if revenue slows or costs rise, not the profile of a wide-moat business.
Revenue grew 21.4%, still solid. Margins contracted 3.1pp, which offsets some of the top-line progress.
Free cash flow declined 87% versus the prior year, cash generation momentum has weakened. ROIC dropped from 9.67% to 6.47%, capital efficiency is deteriorating.
0.0x earnings, 0.1x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€4.41B
▲ +21.4% YoY
Net Income (TTM)
€377M
▲ +17.5% YoY
Op. Margin
11.03%
▼ -3.1pp YoY
ROIC
6.47%
▼ -3.2pp YoY
Cash Flow & Balance Sheet
FCF (TTM)
€57M
▼ -87.1% YoY
Op. Cash Flow (TTM)
€377M
▼ -79.4% YoY
Net Debt
€1.06B
Cash & Equiv.
€359M
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At a P/E of 0.0 and a price-to-free-cash-flow of 0.1, Pepco Group (0A9M.XLON) trades above a two-stage DCF intrinsic value of about €-4.19 per share, so at €0.35 the stock looks overvalued (1,307.8% above estimated intrinsic value). A high multiple is not the same as overvalued: fast-growing, high-quality businesses can deserve a premium. See the general approach in how to tell if a stock is overvalued.
On quality, Pepco Group scores 62/100 on Intrinsiqq's quality scorecard (a solid business on these measures), weighing growth, margins, returns on capital, share count, and balance-sheet strength. It currently yields about 789.8%; see dividend safety for coverage and history. All figures are computed from SEC filings; read the full methodology. This is analysis, not investment advice.
Intrinsiqq's two-stage DCF estimates an intrinsic value of about €-4.19 per share for 0A9M.XLON, projecting its recent free cash flow forward with a growth rate that fades toward a long-run rate and discounting it back to today. Applying a 25% margin of safety gives a more conservative fair-value entry around €-3.15. At today's €0.35, that puts the stock about 1,307.8% above estimated intrinsic value. The result is sensitive to the growth and discount-rate inputs, so it is best to run conservative, base and optimistic cases. You can adjust all of them yourself with the sliders on the DCF tab.
Pepco Group scores 62 out of 100 on Intrinsiqq's quality score, a weighted blend of 8 metrics each scored 0 to 100, which makes it a solid business on these measures. Recent fundamentals include a 11.0% operating margin and a 6.5% return on invested capital. The score weighs revenue and free-cash-flow growth, operating margins, return on invested capital, share-count change, and balance-sheet strength, all computed from SEC filings, not opinion. Because valuation only means something relative to quality, the full metric-by-metric breakdown is on the quality scorecard.
Yes, Pepco Group pays a regular dividend of about €3.20 per share per year (typically in quarterly installments), a yield of roughly 789.8% at the current price. That is a payout ratio of about 17.0% of earnings, so the dividend is amply covered by earnings. A low headline yield is not the same as a weak dividend: what matters is how well earnings and free cash flow cover the payout and whether it is growing, not the percentage alone. For 0A9M.XLON's full payout history, growth streak and dividend-safety score, see the dividends tab.
That depends on valuation and quality together, not either alone. 0A9M.XLON currently trades above its estimated intrinsic value and scores 62/100 on quality (solid). It also yields about 789.8%. A cheap price is only a bargain if the business is durable, and a premium can be justified by genuine quality, so the two questions, "is it cheap?" and "is it good?", only make sense side by side. Read the valuation against the quality scorecard, run the DCF on your own assumptions, and decide for yourself. This is analysis from SEC filings, not investment advice.