Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Wüstenrot & Württembergische AG is a publicly listed German financial services group specializing in comprehensive precaution solutions for asset building, home ownership, insurance coverage, and risk protection. The company operates through two primary business segments: BausparBank, centered on the Wüstenrot Bausparkasse AG for building savings and home financing, and Versicherung, encompassing the Württembergische Versicherung AG, Württembergische Lebensversicherung, Karlsruher Versicherungen, and Württembergische Krankenversicherung for various insurance products including life, health, and property coverage. It also includes asset management via W&W Asset Management GmbH and digital brands like Adam Riese and Keleya. Wüstenrot & Württembergische AG employs an omnichannel distribution model, combining in-house sales teams, partner networks, brokers, and digital platforms to deliver tailored financial precaution options to individual and business customers. Headquartered in Kornwestheim near Stuttgart, Germany, the group positions itself as a one-stop specialist in modern financial security under strong brands such as Wüstenrot, Württembergische, and Karlsruher.
Revenue declined 6.1% YoY. The question is whether this is cyclical or a structural shift.
Insufficient data to identify specific risks. Treat any missing metrics as a data gap, not a clean bill of health.
Profitability & Returns
Revenue (TTM)
€5.77B
▼ -6.1% YoY
Net Income (TTM)
€121M
▲ +245.7% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
€940M
▲ +254.7% YoY
Op. Cash Flow (TTM)
€2.31B
▲ +771.7% YoY
Net Debt
-€15.10B
Net Cash Position
Cash & Equiv.
€23.34B
3Y CAGR: +10.6%
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