Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Wise Plc is a leading fintech company that provides global payment solutions, specializing in cross-border money transfers. It enables individuals and businesses to send, receive, and manage money across multiple currencies with low costs and high speed by matching offsetting currency transactions where possible. Key offerings include personal and business multi-currency accounts, debit cards, online currency exchanges, and integration with alternative payment methods. Wise Plc operates local accounts in numerous jurisdictions, facilitating faster transfers compared to traditional banks, and serves primarily private clients alongside small and midsize enterprises through its platform, which is also expanding to backend solutions for financial institutions. Customers can access these services via mobile apps and web platforms for seamless financial management worldwide. Founded in 2011 and headquartered in London, United Kingdom, Wise Plc plays a pivotal role in the digital payments sector by promoting transparent, efficient international money movement.
£8.18
£0.02 (-0.24%)
EOD Jun 19, 2026 · Twelve Data
23.07% net margin is respectable. The institution appears to be managing its interest spread and credit risk adequately.
Revenue grew 17.5% YoY.
At 21x earnings, the multiple is above the banking sector average. Financials rarely sustain elevated multiples through credit cycles.
20.6x earnings. Above the financial-sector median (~13x). The market is pricing in above-average returns or growth, any credit deterioration would compress the multiple quickly.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
£1.81B
▲ +17.5% YoY
Net Income (TTM)
£417M
▲ +17.5% YoY
Net Margin
23.07%
P/E
20.6x
Balance Sheet
Total Assets
£19.25B
Equity
£1.39B
Total Debt
£186M
Cash & Equiv.
£12.83B
3Y CAGR: +47.4%
Continue Research