Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Data sourced from SEC EDGAR filings and third-party price providers. Scores, valuations, and metrics are algorithmic estimates. This is not investment advice. See our Terms and Methodology.
Unipol Assicurazioni S.p.A. is an Italian financial company operating primarily in the insurance sector, with additional activities in banking, real estate, and hospitality. As a key entity within the Unipol Gruppo, it leads the Italian non-life insurance market, particularly in motor vehicle (RC Auto) and health insurance, while also offering life insurance, reinsurance, automotive policies, online life solutions, health coverage, and bancassurance products. The company operates through subsidiaries like UnipolSai Assicurazioni, Unisalute for health insurance, Arca Vita and Arca Assicurazioni for bancassurance via partners such as BPER and BPS, and Linear for direct motor insurance sales. Its banking division provides traditional services, portfolio management, and investment options, while real estate focuses on property management and other segments include hospitality via Gruppo UNA and agriculture. With approximately 11,759 to 12,000 employees, Unipol Assicurazioni S.p.A. serves over 16 million customers through Italy's largest agency network of about 2,000 agencies and 5,200 sub-agencies. In 2023, it reported direct insurance premiums of 15.1 billion euros, split between 8.7 billion in damage lines and 6.4 billion in life lines, establishing its prominence among Europe's top insurers and Italy's largest companies by revenue.
€24.57
€0.11 (-0.45%)
EOD Jun 23, 2026 · Twelve Data
Revenue grew 4.1%, steady but not accelerating.
Even for strong businesses, today's 12x P/E means the stock needs to keep delivering. There's no margin of safety if growth disappoints.
12.1x earnings, 4.3x FCF. The multiple is below average. Either the market is pricing in deterioration you should investigate, or there's genuine value here.
Based on TTM earnings · Diluted shares
Profitability & Returns
Revenue (TTM)
€13.71B
▲ +4.1% YoY
Net Income (TTM)
€1.53B
▲ +36.7% YoY
Op. Margin
—
ROIC
—
Cash Flow & Balance Sheet
FCF (TTM)
€4.05B
▲ +154.5% YoY
Op. Cash Flow (TTM)
€4.59B
▲ +82.5% YoY
Net Debt
-€44.18B
Net Cash Position
Cash & Equiv.
€49.19B
3Y CAGR: +29.5%
3Y CAGR: +64.8%
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